---
type: "Bill"
title: "AN ACT relating to property and casualty insurance."
description: "Amend KRS 304.47-010 to modify the definition of \"statement\"; make technical amendments; amend KRS 304.47-020 to establish that statements that misrepresent the scope of damages associated with a property, casualty, or property and casualty insurance claim are fraudulent insurance acts; make technical amendments."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2025RS"
identifier: "SB 24"
citation: "Kentucky SB 24 (2025RS)"
classification: ["bill"]
subjects: ["Consumer Affairs", "Corrections Impact", "Crimes and Punishments", "Insurance", "Local Mandate", "Property", "Real Estate", "Technical Corrections"]
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 19
vote_count: 2
first_action: "2025-01-07T05:00:00+00:00"
last_action: "2025-03-18T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/f085ff79-0dda-407d-9b68-58c4123cd20d"
source_url: "https://apps.legislature.ky.gov/record/25RS/sb24.html"
source_hash: "bdaa3f725a1b072dc28910a3ebd2cfa64427950fd0310c989a4e2634b51e3e78"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky SB 24 (2025RS) — AN ACT relating to property and casualty insurance.

Amend KRS 304.47-010 to modify the definition of "statement"; make technical amendments; amend KRS 304.47-020 to establish that statements that misrepresent the scope of damages associated with a property, casualty, or property and casualty insurance claim are fraudulent insurance acts; make technical amendments.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/25RS/sb24/orig_bill.pdf)
2. **Acts Chapter 25** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/25RS/documents/0025.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/25RS/sb24/bill.pdf)

## Votes

- PASS SB 24W/ scs1 scta1 — **36–0** (pass) · upper
- Final Passage — **92–1** (pass) · upper

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-07T05:00:00+00:00** introduced in Senate `introduction`
- **2025-01-07T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2025-01-09T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2025-02-11T05:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1) and Committee Amendment (1-title) `committee-passage`
- **2025-02-12T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2025-02-13T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, February 18, 2025
- **2025-02-18T05:00:00+00:00** 3rd reading, passed 36-0 with Committee Substitute (1) and Committee Amendment (1-title) `passage, reading-3`
- **2025-02-19T05:00:00+00:00** received in House
- **2025-02-19T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2025-02-28T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2025-03-05T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2025-03-06T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2025-03-06T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Friday, March 07, 2025
- **2025-03-11T04:00:00+00:00** 3rd reading, passed 92-1 `passage, reading-3`
- **2025-03-11T04:00:00+00:00** received in Senate
- **2025-03-11T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2025-03-11T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2025-03-11T04:00:00+00:00** delivered to Governor
- **2025-03-18T04:00:00+00:00** signed by Governor (Acts Ch.25) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f085ff79-0dda-407d-9b68-58c4123cd20d`. Confidence: reported (aggregated from official Kentucky legislature records).