---
type: "Bill"
title: "FINANCIAL INSTITUTIONS: Provides relative to deferred presentment transactions and small loans"
description: "FINANCIAL INSTITUTIONS: Provides relative to deferred presentment transactions and small loans"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2025"
identifier: "HB 582"
citation: "Louisiana HB 582 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jeremy LaCombe"]
version_count: 10
action_count: 21
vote_count: 4
first_action: "2025-04-04"
last_action: "2025-07-01"
source: "openstates"
source_identifier: "ocd-bill/bd1d18f1-e6c2-43f3-a979-96c9f5f6ee13"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=248628"
source_hash: "83010725e70358753e1064920f2cfe7c9c25a7b8bdbb5822ff33fe3ddbe2d726"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana HB 582 (2025) — FINANCIAL INSTITUTIONS: Provides relative to deferred presentment transactions and small loans

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB582 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1404393)
2. **HB582 Act 510** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1427704)
3. **HB582 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411979)
4. **HB582 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413804)
5. **House Committee Amendment, #2261, COM, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411560)
6. **House Committee Amendment, #2340, COM, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411836)
7. **House Floor Amendment, #2659, LaCombe, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413566)
8. **Senate Committee Amendment, #2268, COM, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418374)
9. **Senate Committee Amendment, #2364, COM, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418914)
10. **HB582 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1422167)

## Votes

- FINAL PASSAGE (#345) — **64–27** (pass) · lower
- FINAL PASSAGE (#640) — **34–2** (pass) · upper
- MODIFY TIME LIMITS (#344) — **32–52** (fail) · lower
- CONCUR IN SENATE AMENDMENTS (#888) — **87–0** (pass) · lower

## Sponsors

- Jeremy LaCombe — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-07-01** Effective date: 08/01/2025.
- **2025-07-01** Becomes Act No. 510 without the Governor's signature. `became-law`
- **2025-06-09** Sent to the Governor for executive approval. `executive-receipt`
- **2025-06-08** Signed by the President of the Senate.
- **2025-06-08** Enrolled and signed by the Speaker of the House. `enrolled`
- **2025-06-04** Read by title, roll called, yeas 87, nays 0, Senate amendments concurred in.
- **2025-06-03** Scheduled for concurrence on 06/04/2025.
- **2025-06-03** Received from the Senate with amendments. `receipt`
- **2025-06-03** Rules suspended. The amended bill was read by title, passed by a vote of 34 yeas and 2 nays, and ordered returned to the House. Motion to reconsider tabled. `passage`
- **2025-06-01** Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage. `reading-3`
- **2025-06-01** Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.
- **2025-05-29** Reported with amendments. `committee-passage-favorable`
- **2025-05-14** Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs. `reading-2, referral-committee`
- **2025-05-13** Received in the Senate. Read first time by title and placed on the Calendar for a second reading. `reading-1`
- **2025-05-12** Read third time by title, amended, roll called on final passage, yeas 65, nays 26. Finally passed, title adopted, ordered to the Senate. `passage`
- **2025-05-08** Scheduled for floor debate on 05/12/2025.
- **2025-05-07** Read by title, amended, ordered engrossed, passed to 3rd reading. `reading-3`
- **2025-05-06** Reported with amendments (17-0). `committee-passage-favorable`
- **2025-04-14** Read by title, under the rules, referred to the Committee on Commerce. `referral-committee`
- **2025-04-04** Under the rules, provisionally referred to the Committee on Commerce. `referral-committee`
- **2025-04-04** Prefiled. `filing`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bd1d18f1-e6c2-43f3-a979-96c9f5f6ee13`. Confidence: reported (aggregated from official Louisiana legislature records).