---
type: "Bill"
title: "INSURANCE RATES: Provides for the use of credit information in underwriting or rating of certain personal insurance policies. (8/1/25)"
description: "INSURANCE RATES: Provides for the use of credit information in underwriting or rating of certain personal insurance policies. (8/1/25)"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2025"
identifier: "SB 61"
citation: "Louisiana SB 61 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jay Luneau"]
version_count: 9
action_count: 19
vote_count: 4
first_action: "2025-04-02"
last_action: "2025-06-30"
source: "openstates"
source_identifier: "ocd-bill/c1a6c27a-7b5b-4a13-9fe8-ecfe6c49077d"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=248217"
source_hash: "ee53400988e047aa02bcee85124e0018dc5a4b1e887a686edf46b5d869123931"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 61 (2025) — INSURANCE RATES: Provides for the use of credit information in underwriting or rating of certain personal insurance policies. (8/1/25)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB61 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1401950)
2. **House Committee Amendment, #3412, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1417621)
3. **House Committee Amendment, #3561, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418366)
4. **House Committee Amendment, #3622, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418930)
5. **SB61 Act** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1426853)
6. **SB61 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412473)
7. **Senate Committee Amendment, #1292, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411583)
8. **Senate Committee Amendment, #1395, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412376)
9. **SB61 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1423772)

## Votes

- FINAL PASSAGE (#847) — **100–0** (pass) · lower
- FINAL PASSAGE (#217) — **39–0** (pass) · upper
- CO-AUTHORS (#218) — **11–0** (fail) · upper
- CONCUR (#849) — **38–0** (pass) · upper

## Sponsors

- Jay Luneau — primary (person)
- Adrian Fisher — cosponsor (person)
- Alonzo Knox — cosponsor (person)
- C. Denise Marcelle — cosponsor (person)
- Candace N. Newell — cosponsor (person)
- Delisha Boyd — cosponsor (person)
- Dustin Miller — cosponsor (person)
- Ed Larvadain III — cosponsor (person)
- Ed Price — cosponsor (person)
- Edmond Jordan — cosponsor (person)
- Gary Carter — cosponsor (person)
- Gerald Boudreaux — cosponsor (person)
- Jason Hughes — cosponsor (person)
- Jimmy Harris — cosponsor (person)
- Joseph Bouie — cosponsor (person)
- Katrina Jackson-Andrews — cosponsor (person)
- Larry Selders — cosponsor (person)
- Mandie Landry — cosponsor (person)
- Matthew Willard — cosponsor (person)
- Rashid Young — cosponsor (person)
- Regina Ashford Barrow — cosponsor (person)
- Rodney Lyons — cosponsor (person)
- Royce Duplessis — cosponsor (person)
- Samuel Jenkins — cosponsor (person)
- Steven Jackson — cosponsor (person)
- Tammy Phelps — cosponsor (person)
- Tehmi Chassion — cosponsor (person)
- Terry Landry Jr — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-06-30** Effective date 7/1/2026.
- **2025-06-30** Signed by the Governor. Becomes Act No. 465. `became-law, executive-signature`
- **2025-06-11** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
- **2025-06-10** Signed by the Speaker of the House.
- **2025-06-10** Enrolled. Signed by the President of the Senate. `enrolled`
- **2025-06-09** Amendments proposed by the House read and concurred in by a vote of 38 yeas and 0 nays.
- **2025-06-04** Received from the House with amendments. `receipt`
- **2025-06-03** Read third time by title, roll called on final passage, yeas 100, nays 0. Finally passed, ordered to the Senate. `passage`
- **2025-06-02** Scheduled for floor debate on 06/03/2025.
- **2025-06-02** Read by title, amended, passed to 3rd reading. `reading-3`
- **2025-05-29** Reported without Legislative Bureau amendments.
- **2025-05-28** Reported with amendments (10-0). Referred to the Legislative Bureau. `committee-passage-favorable`
- **2025-05-14** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2025-05-13** Received in the House from the Senate, read by title, lies over under the rules.
- **2025-05-12** Read by title, passed by a vote of 39 yeas and 0 nays, and sent to the House. Motion to reconsider tabled. `passage`
- **2025-05-08** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
- **2025-05-07** Reported with amendments. `committee-passage-favorable`
- **2025-04-14** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2025-04-02** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c1a6c27a-7b5b-4a13-9fe8-ecfe6c49077d`. Confidence: reported (aggregated from official Louisiana legislature records).