---
type: "Bill"
title: "Insurance - Protections After Loss or Damage to Property"
description: "Insurance - Protections After Loss or Damage to Property"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2024"
identifier: "HB 36"
citation: "Maryland HB 36 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 4
action_count: 16
vote_count: 3
first_action: "2023-09-15"
last_action: "2024-05-16"
source: "openstates"
source_identifier: "ocd-bill/1856a9f0-ac27-4e4c-844f-5ad44c29a56f"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0036?ys=2024RS&search=True"
source_hash: "fe9fceaa8e79634b0b384c774d3f7e76d024476944729cd6b03e03c4bbeb0674"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 36 (2024) — Insurance - Protections After Loss or Damage to Property

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Insurance - Protections After Loss or Damage to Property** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/Chapters_noln/CH_826_hb0036e.pdf)
2. **Enrolled - Insurance - Protections After Loss or Damage to Property** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/hb/hb0036e.pdf)
3. **First - Insurance - Protections After Loss or Damage to Property** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/hb/hb0036f.pdf)
4. **Third - Insurance - Protections After Loss or Damage to Property** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/hb/hb0036t.pdf)

## Votes

- On Third Reading and Final Passage (Hse concurred) — **132–0** (pass) · lower
- On Third Reading — **138–0** (pass) · lower
- On Third Reading (Amend) — **47–0** (pass) · upper

## Sponsors

- Chair, Economic Matters Committee — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-09-15** Pre-filed `introduction`
- **2024-01-10** First Reading Economic Matters `referral-committee`
- **2024-01-11** Hearing 2/01 at 1:00 p.m.
- **2024-03-16** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2024-03-16** Favorable with Amendments { `committee-passage-favorable`
- **2024-03-16** Second Reading Passed with Amendments
- **2024-03-18** Third Reading Passed `passage`
- **2024-03-18** Referred Finance `referral-committee`
- **2024-04-01** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2024-04-02** Favorable with Amendments { `committee-passage-favorable`
- **2024-04-02** Second Reading Passed with Amendments
- **2024-04-03** Third Reading Passed `passage`
- **2024-04-05** House Concurs Senate Amendments
- **2024-04-05** Third Reading Passed `passage`
- **2024-04-05** Passed Enrolled
- **2024-05-16** Approved by the Governor - Chapter 826 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1856a9f0-ac27-4e4c-844f-5ad44c29a56f`. Confidence: reported (aggregated from official Maryland legislature records).