---
type: "Bill"
title: "Consumer Protection - Consumer Contracts - Limitation Periods"
description: "Consumer Protection - Consumer Contracts - Limitation Periods"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2025"
identifier: "HB 431"
citation: "Maryland HB 431 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Stewart"]
version_count: 4
action_count: 16
vote_count: 3
first_action: "2025-01-16"
last_action: "2025-04-22"
source: "openstates"
source_identifier: "ocd-bill/568ac7c5-86cf-49e8-9346-f9fd9a257645"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0431?ys=2025RS&search=True"
source_hash: "493cc668d6d0ccf75ff5077c819a27edf167f2395965e0e7b652d934e5aa4f56"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 431 (2025) — Consumer Protection - Consumer Contracts - Limitation Periods

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Consumer Protection - Consumer Contracts - Limitation Periods** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_194_hb0431e.pdf)
2. **Enrolled - Consumer Protection - Consumer Contracts - Limitation Periods** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb0431e.pdf)
3. **First - Civil Actions - Consumer Contracts - Limitations Periods** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb0431f.pdf)
4. **Third - Civil Actions - Consumer Contracts - Limitations Periods** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb0431t.pdf)

## Votes

- On Third Reading — **96–37** (pass) · lower
- On Third Reading and Final Passage (Hse concurred) — **101–38** (pass) · lower
- On Third Reading (Amend) — **42–0** (pass) · upper

## Sponsors

- Stewart — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-16** First Reading Economic Matters `referral-committee`
- **2025-01-16** Hearing 1/28 at 1:00 p.m.
- **2025-03-03** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2025-03-04** Favorable with Amendments { `committee-passage-favorable`
- **2025-03-04** Second Reading Passed with Amendments
- **2025-03-06** Third Reading Passed `passage`
- **2025-03-07** Referred Finance `referral-committee`
- **2025-03-18** Hearing 3/25 at 1:00 p.m.
- **2025-04-05** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2025-04-05** Favorable with Amendments { `committee-passage-favorable`
- **2025-04-05** Second Reading Passed with Amendments
- **2025-04-05** Third Reading Passed `passage`
- **2025-04-07** House Concurs Senate Amendments
- **2025-04-07** Third Reading Passed `passage`
- **2025-04-07** Passed Enrolled
- **2025-04-22** Approved by the Governor - Chapter 194 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/568ac7c5-86cf-49e8-9346-f9fd9a257645`. Confidence: reported (aggregated from official Maryland legislature records).