---
type: "Bill"
title: "Peer-to-Peer Car Sharing Programs - Insurance and Liability"
description: "Peer-to-Peer Car Sharing Programs - Insurance and Liability"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "HB 1186"
citation: "Maryland HB 1186 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Moreno", "Phillips", "Rogers", "Williams"]
version_count: 3
action_count: 12
vote_count: 1
first_action: "2026-02-11"
last_action: "2026-04-14"
source: "openstates"
source_identifier: "ocd-bill/a245fc24-b2f0-4554-afe4-2f32333b79bf"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1186?ys=2026RS"
source_hash: "3c345042f6024c955cf700a69306ba38f176adbd3c6db96b22221bd411d58122"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1186 (2026) — Peer-to-Peer Car Sharing Programs - Insurance and Liability

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_50_hb1186t.pdf)
2. **First - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb1186f.pdf)
3. **Third - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb1186t.pdf)

## Votes

- On Third Reading — **132–0** (pass) · lower

## Sponsors

- Moreno — primary (person)
- Phillips — primary (person)
- Rogers — primary (person)
- Williams — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-11** First Reading Judiciary `referral-committee`
- **2026-02-16** Hearing 3/05 at 1:00 p.m.
- **2026-03-18** Favorable with Amendments Report by Judiciary `committee-passage-favorable`
- **2026-03-18** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-18** Second Reading Passed with Amendments
- **2026-03-18** Third Reading Passed `passage`
- **2026-03-19** Referred Finance `referral-committee`
- **2026-03-30** Favorable Report by Finance `committee-passage-favorable`
- **2026-03-31** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2026-04-06** Third Reading Passed `passage`
- **2026-04-07** Returned Passed
- **2026-04-14** Approved by the Governor - Chapter 50 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a245fc24-b2f0-4554-afe4-2f32333b79bf`. Confidence: reported (aggregated from official Maryland legislature records).