---
type: "Bill"
title: "Insurance: property and casualty; insurance withholding amount for fire-damaged homes; increase, and allow for abandoned funds to be used for repairs. Amends sec. 2227 of 1956 PA 218 (MCL 500.2227)."
description: "Insurance: property and casualty; insurance withholding amount for fire-damaged homes; increase, and allow for abandoned funds to be used for repairs. Amends sec. 2227 of 1956 PA 218 (MCL 500.2227)."
jurisdiction: "us/states/mi"
legislature: "Michigan Legislature"
session: "2023-2024"
identifier: "HB 4331"
citation: "Michigan HB 4331 (2023-2024)"
classification: ["bill"]
subjects: ["Insurance: property and casualty"]
status: "enacted"
primary_sponsors: ["Karen Whitsett"]
version_count: 5
action_count: 42
vote_count: 3
first_action: "2023-03-23"
last_action: "2024-07-30"
source: "openstates"
source_identifier: "ocd-bill/3416f95c-8f7e-4542-ab41-539a32f003d8"
source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2023-HB-4331"
source_hash: "4f1f39ec55ca720f55065f8ca119a9f505858dbbbd044cc255f30ec314d0e88f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mi"]
---

# Michigan HB 4331 (2023-2024) — Insurance: property and casualty; insurance withholding amount for fire-damaged homes; increase, and allow for abandoned funds to be used for repairs. Amends sec. 2227 of 1956 PA 218 (MCL 500.2227).

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2023-HEBH-4331.pdf)
2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2023-HEBS-4331.pdf)
3. **House Concurred Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billconcurred/House/pdf/2023-HCB-4331.pdf)
4. **House Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/House/pdf/2023-HIB-4331.pdf)
5. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2024-PA-0082.pdf)

## Votes

- roll call Roll Call # 292 Yeas 96 Nays 14 Excused 0 Not Voting 0 — **96–14** (pass) · lower
- PASSED ROLL CALL # 106 YEAS 24 NAYS 14 EXCUSED 0 NOT VOTING 0 — **24–14** (pass) · upper
- passed; given immediate effect Roll Call # 306 Yeas 100 Nays 9 Excused 0 Not Voting 1 — **100–9** (pass) · lower

## Sponsors

- Karen Whitsett — primary (person)
- Alabas Farhat — cosponsor (person)
- Amos O'Neal — cosponsor (person)
- Brenda Carter — cosponsor (person)
- Donavan McKinney — cosponsor (person)
- Graham Filler — cosponsor (person)
- Jim Haadsma — cosponsor (person)
- Jimmie Wilson Jr. — cosponsor (person)
- John Roth — cosponsor (person)
- Joseph Aragona — cosponsor (person)
- Kara Hope — cosponsor (person)
- Kimberly Edwards — cosponsor (person)
- Natalie Price — cosponsor (person)
- Penelope Tsernoglou — cosponsor (person)
- Samantha Steckloff — cosponsor (person)
- Tullio Liberati — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-03-23** introduced by Representative Karen Whitsett `introduction`
- **2023-03-23** read a first time `reading-1`
- **2023-03-23** referred to Committee on Insurance and Financial Services `referral-committee`
- **2023-04-11** bill electronically reproduced 03/23/2023
- **2023-06-08** reported with recommendation without amendment `committee-passage`
- **2023-06-08** referred to second reading
- **2023-09-19** read a second time `reading-2`
- **2023-09-19** placed on third reading
- **2023-09-26** read a third time `reading-3`
- **2023-09-26** passed; given immediate effect Roll Call # 306 Yeas 100 Nays 9 Excused 0 Not Voting 1 `passage`
- **2023-09-26** transmitted
- **2023-09-27** PASSED BY HOUSE WITH IMMEDIATE EFFECT `passage`
- **2023-09-27** REFERRED TO COMMITTEE ON HOUSING AND HUMAN SERVICES `referral-committee`
- **2024-04-17** REPORTED FAVORABLY WITH SUBSTITUTE (S-1) `committee-passage`
- **2024-04-17** REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1) `referral-committee`
- **2024-04-30** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1) `committee-passage`
- **2024-04-30** SUBSTITUTE (S-1) CONCURRED IN
- **2024-04-30** PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-1)
- **2024-05-01** PASSED ROLL CALL # 106 YEAS 24 NAYS 14 EXCUSED 0 NOT VOTING 0 `passage`
- **2024-05-01** INSERTED FULL TITLE
- **2024-05-01** RETURNED TO HOUSE
- **2024-05-01** returned from Senate with substitute (S-1) with full title
- **2024-05-01** laid over one day under the rules
- **2024-05-07** SENATE REQUESTS RETURN
- **2024-05-07** Senate requests return
- **2024-05-07** request granted
- **2024-05-07** retransmitted
- **2024-05-01** RETURN GRANTED
- **2024-05-01** PLACED ON ORDER OF THIRD READING
- **2024-06-12** GIVEN IMMEDIATE EFFECT
- **2024-06-12** RETURNED TO HOUSE
- **2024-05-07** returned from Senate with substitute (S-1) with immediate effect and full title
- **2024-06-12** laid over one day under the rules
- **2024-06-27** Senate substitute (S-1) concurred in
- **2024-06-27** roll call Roll Call # 292 Yeas 96 Nays 14 Excused 0 Not Voting 0
- **2024-06-27** full title agreed to
- **2024-06-27** bill ordered enrolled
- **2024-07-30** presented to the Governor 07/11/2024 01:28 PM `executive-receipt`
- **2024-07-30** approved by the Governor 07/23/2024 09:32 AM `executive-signature`
- **2024-07-30** filed with Secretary of State 07/23/2024 11:32 AM
- **2024-07-30** presented to the Governor 07/11/2024 01:28 PM `executive-receipt`
- **2024-07-30** assigned PA 82'24 with immediate effect

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3416f95c-8f7e-4542-ab41-539a32f003d8`. Confidence: reported (aggregated from official Michigan legislature records).