---
type: "Bill"
title: "Life insurers prohibited from using opiate antagonist prescription when making life insurance policy determinations."
description: "Life insurers prohibited from using opiate antagonist prescription when making life insurance policy determinations."
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2021-2022"
identifier: "HF 652"
citation: "Minnesota HF 652 (2021-2022)"
classification: ["bill"]
subjects: ["Drugs and Medicine", "Insurance"]
status: "enacted"
primary_sponsors: ["Koegel"]
version_count: 2
action_count: 21
vote_count: 0
first_action: "2021-02-04"
last_action: "2021-08-01"
source: "openstates"
source_identifier: "ocd-bill/4ba15d22-6b4e-4cdb-9a74-bfdf2e11fd08"
source_url: "https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF0652&ssn=0&y=2021"
source_hash: "855001fbf72ea15543f090e954e5130476e6adbff775178f1dbcf3fe97d1597c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---

# Minnesota HF 652 (2021-2022) — Life insurers prohibited from using opiate antagonist prescription when making life insurance policy determinations.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF652&version=1&session=ls92&session_year=2021&session_number=0)
2. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF652&version=0&session=ls92&session_year=2021&session_number=0)

## Sponsors

- Koegel — primary (person)
- Koran — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-04** Introduction and first reading, referred to Commerce Finance and Policy `introduction, referral-committee`
- **2021-02-15** Committee report, to adopt as amended `committee-passage`
- **2021-02-15** Second reading `reading-2`
- **2021-03-17** House rule 1.21, placed on Calendar for the Day Thursday, March 18, 2021
- **2021-03-18** Third reading `reading-3`
- **2021-03-18** Bill was passed `passage`
- **2021-03-25** Returned from Senate
- **2021-03-25** Presented to Governor 03/25/2021 `executive-receipt`
- **2021-03-26** Governor approval 03/26/2021 `executive-signature`
- **2021-03-26** Secretary of State, Filed 03/26/2021
- **2021-03-22** Received from House `introduction`
- **2021-03-22** Introduction and first reading `introduction`
- **2021-03-22** Referred to Rules and Administration for comparison with SF837, now on General Orders `referral-committee`
- **2021-03-24** Comm report: Subst. for SF on General Orders SF837
- **2021-03-24** Second reading `reading-2`
- **2021-03-25** Special Order
- **2021-03-25** Third reading Passed `passage`
- **2021-03-25** Presentment date 03/25/2021
- **2021-03-26** Governor's action Approval 03/26/2021 `executive-signature`
- **2021-03-26** Secretary of State Chapter 10 03/26/2021
- **2021-08-01** Effective date 08/01/21

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4ba15d22-6b4e-4cdb-9a74-bfdf2e11fd08`. Confidence: reported (aggregated from official Minnesota legislature records).