---
type: "Bill"
title: "Relates to defining consummation of a mortgage loan"
description: "Relates to defining consummation of a mortgage loan."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2017-2018"
identifier: "S 982"
citation: "New York S 982 (2017-2018)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["SAVINO"]
version_count: 2
action_count: 11
vote_count: 3
first_action: "2017-01-05"
last_action: "2017-03-15"
source: "openstates"
source_identifier: "ocd-bill/23f4390e-5a99-4e38-b5ce-b978220e6068"
source_url: "http://www.nysenate.gov/legislation/bills/2017/S982"
source_hash: "2b7ad9d7f364f79a66a7eeef246d32db6f4699c2d32bcb637a44e1b2649cf270"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 982 (2017-2018) — Relates to defining consummation of a mortgage loan

Relates to defining consummation of a mortgage loan.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S982 HTML** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S982&term=2017&Text=Y)
2. **S982 PDF** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2017/S982)

## Votes

- Assembly Vote — **147–0** (pass) · lower
- Rules Vote — **25–0** (pass) · upper
- Floor Vote — **60–1** (pass) · upper

## Sponsors

- SAVINO — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-01-05** REFERRED TO RULES `referral-committee`
- **2017-01-09** ORDERED TO THIRD READING CAL.15
- **2017-01-23** PASSED SENATE `passage`
- **2017-01-23** DELIVERED TO ASSEMBLY
- **2017-01-23** REFERRED TO BANKS `referral-committee`
- **2017-03-01** SUBSTITUTED FOR A372
- **2017-03-01** ORDERED TO THIRD READING CAL.64
- **2017-03-01** PASSED ASSEMBLY `passage`
- **2017-03-01** RETURNED TO SENATE
- **2017-03-03** DELIVERED TO GOVERNOR `executive-receipt`
- **2017-03-15** SIGNED CHAP.20 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/23f4390e-5a99-4e38-b5ce-b978220e6068`. Confidence: reported (aggregated from official New York legislature records).