---
type: "Bill"
title: "Relates to prohibited practices relating to student educational debt"
description: "Prohibits certain practices regarding collection and enforcement of student debt."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "A 6938"
citation: "New York A 6938 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["EPSTEIN"]
version_count: 3
action_count: 21
vote_count: 2
first_action: "2021-04-14"
last_action: "2022-05-04"
source: "openstates"
source_identifier: "ocd-bill/29dc9997-cb04-4e6e-a83f-f58ecaf001ce"
source_url: "http://www.nysenate.gov/legislation/bills/2021/A6938"
source_hash: "9789c924ad6c916a87bd711812fadf3b0546ffbd33f3c965c7514c1c3fe9f813"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 6938 (2021-2022) — Relates to prohibited practices relating to student educational debt

Prohibits certain practices regarding collection and enforcement of student debt.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A6938** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A6938&term=2021&Text=Y)
2. **A6938A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2021/A6938A)
3. **A6938B** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2021/A6938B)

## Votes

- Assembly Vote — **106–41** (pass) · lower
- Floor Vote - Version: B — **44–19** (pass) · upper

## Sponsors

- EPSTEIN — primary (person)
- BURDICK — cosponsor (person)
- CLARK — cosponsor (person)
- COLTON — cosponsor (person)
- DE LOS SANTOS — cosponsor (person)
- DINOWITZ — cosponsor (person)
- FERNANDEZ — cosponsor (person)
- FORREST — cosponsor (person)
- GIBBS — cosponsor (person)
- GONZALEZ-ROJAS — cosponsor (person)
- GOTTFRIED — cosponsor (person)
- JACOBSON — cosponsor (person)
- KELLES — cosponsor (person)
- MAGNARELLI — cosponsor (person)
- RAMOS — cosponsor (person)
- SEAWRIGHT — cosponsor (person)
- SIMON — cosponsor (person)
- STECK — cosponsor (person)
- ZINERMAN — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-04-14** REFERRED TO HIGHER EDUCATION `referral-committee`
- **2021-05-14** AMEND (T) AND RECOMMIT TO HIGHER EDUCATION `amendment-passage, referral-committee`
- **2021-05-14** PRINT NUMBER 6938A `amendment-passage`
- **2022-01-05** REFERRED TO HIGHER EDUCATION `referral-committee`
- **2022-02-03** AMEND AND RECOMMIT TO HIGHER EDUCATION `amendment-passage, referral-committee`
- **2022-02-03** PRINT NUMBER 6938B `amendment-passage`
- **2022-02-08** REPORTED REFERRED TO CODES `referral-committee`
- **2022-02-15** REPORTED REFERRED TO WAYS AND MEANS `referral-committee`
- **2022-03-28** REPORTED REFERRED TO RULES `referral-committee`
- **2022-03-28** REPORTED
- **2022-03-28** RULES REPORT CAL.63
- **2022-03-28** ORDERED TO THIRD READING RULES CAL.63
- **2022-03-28** PASSED ASSEMBLY `passage`
- **2022-03-28** DELIVERED TO SENATE
- **2022-03-28** REFERRED TO CONSUMER PROTECTION `referral-committee`
- **2022-03-31** SUBSTITUTED FOR S5924C
- **2022-03-31** 3RD READING CAL.132
- **2022-03-31** PASSED SENATE `passage`
- **2022-03-31** RETURNED TO ASSEMBLY
- **2022-04-27** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-05-04** SIGNED CHAP.180 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/29dc9997-cb04-4e6e-a83f-f58ecaf001ce`. Confidence: reported (aggregated from official New York legislature records).