---
type: "Bill"
title: "Relates to filings concerning reverse mortgage loans"
description: "Relates to filings concerning reverse mortgage loans."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "S 884"
citation: "New York S 884 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["GOUNARDES"]
version_count: 1
action_count: 11
vote_count: 3
first_action: "2021-01-06"
last_action: "2021-02-16"
source: "openstates"
source_identifier: "ocd-bill/80fc44b0-2891-49e8-aa0a-c76e09faa480"
source_url: "http://www.nysenate.gov/legislation/bills/2021/S884"
source_hash: "a3df7fbe18cfcf08b50258ec958c46f30f6c3d9629b77dcaaeee025a898850dc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 884 (2021-2022) — Relates to filings concerning reverse mortgage loans

Relates to filings concerning reverse mortgage loans.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S884** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S884&term=2021&Text=Y)

## Votes

- Floor Vote — **55–8** (pass) · upper
- Rules Vote — **19–2** (pass) · upper
- Assembly Vote — **147–3** (pass) · lower

## Sponsors

- GOUNARDES — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-06** REFERRED TO RULES `referral-committee`
- **2021-01-11** ORDERED TO THIRD READING CAL.37
- **2021-01-19** PASSED SENATE `passage`
- **2021-01-19** DELIVERED TO ASSEMBLY
- **2021-01-19** REFERRED TO JUDICIARY `referral-committee`
- **2021-02-01** SUBSTITUTED FOR A1973
- **2021-02-01** ORDERED TO THIRD READING CAL.56
- **2021-02-01** PASSED ASSEMBLY `passage`
- **2021-02-01** RETURNED TO SENATE
- **2021-02-12** DELIVERED TO GOVERNOR `executive-receipt`
- **2021-02-16** SIGNED CHAP.48 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/80fc44b0-2891-49e8-aa0a-c76e09faa480`. Confidence: reported (aggregated from official New York legislature records).