---
type: "Bill"
title: "Directs the superintendent of financial services to study overdraft fees"
description: "Directs the superintendent of financial services to study overdraft fees and prepare a report to be delivered to the governor, the temporary president of the senate and the speaker of the assembly."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "S 9348"
citation: "New York S 9348 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["SANDERS"]
version_count: 1
action_count: 12
vote_count: 3
first_action: "2022-05-18"
last_action: "2022-07-15"
source: "openstates"
source_identifier: "ocd-bill/d1c9d431-1963-4c8f-a174-2d699f594349"
source_url: "http://www.nysenate.gov/legislation/bills/2021/S9348"
source_hash: "1d0de53c3b98de8a151ecfd7333405dd1987af0f00452d5a66a95b09f6a7ce50"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 9348 (2021-2022) — Directs the superintendent of financial services to study overdraft fees

Directs the superintendent of financial services to study overdraft fees and prepare a report to be delivered to the governor, the temporary president of the senate and the speaker of the assembly.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S9348** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S9348&term=2021&Text=Y)

## Votes

- Floor Vote — **61–2** (pass) · upper
- Assembly Vote — **140–9** (pass) · lower
- Rules Vote — **21–0** (pass) · upper

## Sponsors

- SANDERS — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-05-18** REFERRED TO BANKS `referral-committee`
- **2022-05-25** COMMITTEE DISCHARGED AND COMMITTED TO RULES `referral-committee`
- **2022-05-25** ORDERED TO THIRD READING CAL.1602
- **2022-05-31** PASSED SENATE `passage`
- **2022-05-31** DELIVERED TO ASSEMBLY
- **2022-05-31** REFERRED TO WAYS AND MEANS `referral-committee`
- **2022-05-31** SUBSTITUTED FOR A8292
- **2022-05-31** ORDERED TO THIRD READING RULES CAL.460
- **2022-05-31** PASSED ASSEMBLY `passage`
- **2022-05-31** RETURNED TO SENATE
- **2022-07-11** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-07-15** SIGNED CHAP.380 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d1c9d431-1963-4c8f-a174-2d699f594349`. Confidence: reported (aggregated from official New York legislature records).