---
type: "Bill"
title: "Makes provisions with respect to notices of homeowners deductibles triggers for hurricane windstorms"
description: "Provides that the superintendent of financial services shall establish standards for hurricane windstorm deductibles, creating uniformity in the operation of such deductibles with respect to the triggering event."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "A 2866"
citation: "New York A 2866 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Stacey Pheffer Amato"]
version_count: 1
action_count: 18
vote_count: 3
first_action: "2023-01-27"
last_action: "2024-11-22"
source: "openstates"
source_identifier: "ocd-bill/261d2968-3738-439b-b104-47993cc8496c"
source_url: "http://www.nysenate.gov/legislation/bills/2023/A2866"
source_hash: "54fdedc6e386bbb58c4c84b606f7ec9b04b7dc0d513cd3d608d2314673bffc00"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 2866 (2023-2024) — Makes provisions with respect to notices of homeowners deductibles triggers for hurricane windstorms

Provides that the superintendent of financial services shall establish standards for hurricane windstorm deductibles, creating uniformity in the operation of such deductibles with respect to the triggering event.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A2866** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A2866&term=2023&Text=Y)

## Votes

- Assembly Vote - Vote 2 — **128–17** (pass) · lower
- Floor Vote — **61–0** (pass) · upper
- Assembly Vote — **132–14** (pass) · lower

## Sponsors

- Stacey Pheffer Amato — primary (person)
- Billy Jones — cosponsor (person)
- Catalina Cruz — cosponsor (person)
- David Weprin — cosponsor (person)
- Gina Sillitti — cosponsor (person)
- Jen Lunsford — cosponsor (person)
- Michael Benedetto — cosponsor (person)
- Monica P. Wallace — cosponsor (person)
- Stefani Zinerman — cosponsor (person)
- Steven Otis — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-27** REFERRED TO INSURANCE `referral-committee`
- **2023-04-26** REPORTED
- **2023-04-27** ADVANCED TO THIRD READING CAL.160
- **2023-05-17** PASSED ASSEMBLY `passage`
- **2023-05-17** DELIVERED TO SENATE
- **2023-05-17** REFERRED TO INSURANCE `referral-committee`
- **2024-01-03** DIED IN SENATE
- **2024-01-03** RETURNED TO ASSEMBLY
- **2024-01-03** ORDERED TO THIRD READING CAL.81
- **2024-03-18** PASSED ASSEMBLY `passage`
- **2024-03-18** DELIVERED TO SENATE
- **2024-03-18** REFERRED TO INSURANCE `referral-committee`
- **2024-06-06** SUBSTITUTED FOR S4199
- **2024-06-06** 3RD READING CAL.1833
- **2024-06-06** PASSED SENATE `passage`
- **2024-06-06** RETURNED TO ASSEMBLY
- **2024-11-15** DELIVERED TO GOVERNOR `executive-receipt`
- **2024-11-22** SIGNED CHAP.460 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/261d2968-3738-439b-b104-47993cc8496c`. Confidence: reported (aggregated from official New York legislature records).