---
type: "Bill"
title: "Includes participation in a banking development district as a factor when assessing a banking institution's record of performance"
description: "Includes participation in a banking development district as a factor when assessing a banking institution's record of performance in relation to the Community Reinvestment Act of 1977."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "S 6648"
citation: "New York S 6648 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["James Sanders Jr."]
version_count: 1
action_count: 23
vote_count: 5
first_action: "2023-05-03"
last_action: "2024-12-21"
source: "openstates"
source_identifier: "ocd-bill/1792be6f-e923-437e-aba4-e3f82f5de5d0"
source_url: "http://www.nysenate.gov/legislation/bills/2023/S6648"
source_hash: "1c50796a3752db3b16ed32d2c9246cfd46af936723f20c4fc4c76830b4069fb8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 6648 (2023-2024) — Includes participation in a banking development district as a factor when assessing a banking institution's record of performance

Includes participation in a banking development district as a factor when assessing a banking institution's record of performance in relation to the Community Reinvestment Act of 1977.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S6648** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S6648&term=2023&Text=Y)

## Votes

- Banks Vote — **7–0** (pass) · upper
- Floor Vote — **41–20** (pass) · upper
- Banks Vote — **5–2** (pass) · upper
- Assembly Vote — **98–49** (pass) · lower
- Floor Vote — **40–18** (pass) · upper

## Sponsors

- James Sanders Jr. — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-05-03** REFERRED TO BANKS `referral-committee`
- **2023-05-16** 1ST REPORT CAL.1015
- **2023-05-17** 2ND REPORT CAL.
- **2023-05-18** ADVANCED TO THIRD READING
- **2023-06-01** PASSED SENATE `passage`
- **2023-06-01** DELIVERED TO ASSEMBLY
- **2023-06-01** REFERRED TO BANKS `referral-committee`
- **2024-01-03** DIED IN ASSEMBLY
- **2024-01-03** RETURNED TO SENATE
- **2024-01-03** REFERRED TO BANKS `referral-committee`
- **2024-03-05** 1ST REPORT CAL.588
- **2024-03-06** 2ND REPORT CAL.
- **2024-03-11** ADVANCED TO THIRD READING
- **2024-04-02** PASSED SENATE `passage`
- **2024-04-02** DELIVERED TO ASSEMBLY
- **2024-04-02** REFERRED TO BANKS `referral-committee`
- **2024-05-29** SUBSTITUTED FOR A6090
- **2024-05-29** ORDERED TO THIRD READING CAL.173
- **2024-05-29** PASSED ASSEMBLY `passage`
- **2024-05-29** RETURNED TO SENATE
- **2024-12-12** DELIVERED TO GOVERNOR `executive-receipt`
- **2024-12-21** SIGNED CHAP.658 `executive-signature`
- **2024-12-21** APPROVAL MEMO.86

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1792be6f-e923-437e-aba4-e3f82f5de5d0`. Confidence: reported (aggregated from official New York legislature records).