---
type: "Bill"
title: "Relates to the use of consumer credit history for certain purposes"
description: "Prohibits the use of consumer credit history in hiring, employment and licensing determinations."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2025-2026"
identifier: "S 3072"
citation: "New York S 3072 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["James Sanders Jr."]
version_count: 1
action_count: 14
vote_count: 3
first_action: "2025-01-23"
last_action: "2025-12-19"
source: "openstates"
source_identifier: "ocd-bill/049325cc-d7b2-47bc-a365-7ebfa576ac74"
source_url: "http://www.nysenate.gov/legislation/bills/2025/S3072"
source_hash: "c5b8532f23a3977d9a3d8c6be8ee655be790507312573f8a2092e4b584fda182"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 3072 (2025-2026) — Relates to the use of consumer credit history for certain purposes

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S3072** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S3072&term=2025&Text=Y)

## Votes

- Consumer Protection Vote — **6–1** (pass) · upper
- Assembly Vote — **98–46** (pass) · lower
- Floor Vote — **40–20** (pass) · upper

## Sponsors

- James Sanders Jr. — primary (person)
- Andrew Gounardes — cosponsor (person)
- Brad Hoylman-Sigal — cosponsor (person)
- Cordell Cleare — cosponsor (person)
- Gustavo Rivera — cosponsor (person)
- Jessica Ramos — cosponsor (person)
- Leroy Comrie — cosponsor (person)
- Liz Krueger — cosponsor (person)
- Rachel May — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-23** REFERRED TO CONSUMER PROTECTION `referral-committee`
- **2025-02-11** 1ST REPORT CAL.317
- **2025-02-12** 2ND REPORT CAL.
- **2025-02-24** ADVANCED TO THIRD READING
- **2025-04-03** PASSED SENATE `passage`
- **2025-04-03** DELIVERED TO ASSEMBLY
- **2025-04-03** REFERRED TO CONSUMER AFFAIRS AND PROTECTION `referral-committee`
- **2025-05-12** SUBSTITUTED FOR A1316
- **2025-05-12** ORDERED TO THIRD READING CAL.124
- **2025-05-28** PASSED ASSEMBLY `passage`
- **2025-05-28** RETURNED TO SENATE
- **2025-12-08** DELIVERED TO GOVERNOR `executive-receipt`
- **2025-12-19** SIGNED CHAP.681 `executive-signature`
- **2025-12-19** APPROVAL MEMO.61

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/049325cc-d7b2-47bc-a365-7ebfa576ac74`. Confidence: reported (aggregated from official New York legislature records).