---
type: "Bill"
title: "Relates to the discharge of a mortgage"
description: "Requires a mortgagee to accept and apply payments; relates to the effectiveness thereof."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2025-2026"
identifier: "S 8768"
citation: "New York S 8768 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jamaal Bailey"]
version_count: 1
action_count: 11
vote_count: 3
first_action: "2026-01-08"
last_action: "2026-02-13"
source: "openstates"
source_identifier: "ocd-bill/2992a25f-d25b-4a7a-bbd0-0824ccc38428"
source_url: "http://www.nysenate.gov/legislation/bills/2025/S8768"
source_hash: "152cd67ed1371ed243ebad605e12036e57db6e46442d86654165f42e54abe1b4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 8768 (2025-2026) — Relates to the discharge of a mortgage

Requires a mortgagee to accept and apply payments; relates to the effectiveness thereof.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S8768** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S8768&term=2025&Text=Y)

## Votes

- Rules Vote — **20–0** (pass) · upper
- Assembly Vote — **139–0** (pass) · lower
- Floor Vote — **57–0** (pass) · upper

## Sponsors

- Jamaal Bailey — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-08** REFERRED TO RULES `referral-committee`
- **2026-01-12** ORDERED TO THIRD READING CAL.18
- **2026-01-20** PASSED SENATE `passage`
- **2026-01-20** DELIVERED TO ASSEMBLY
- **2026-01-20** REFERRED TO BANKS `referral-committee`
- **2026-01-21** SUBSTITUTED FOR A9447
- **2026-01-21** ORDERED TO THIRD READING RULES CAL.40
- **2026-01-21** PASSED ASSEMBLY `passage`
- **2026-01-21** RETURNED TO SENATE
- **2026-02-13** DELIVERED TO GOVERNOR `executive-receipt`
- **2026-02-13** SIGNED CHAP.49 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2992a25f-d25b-4a7a-bbd0-0824ccc38428`. Confidence: reported (aggregated from official New York legislature records).