---
type: "Bill"
title: "Enact Ohio Residential Mortgage Lending Act"
description: "Enact Ohio Residential Mortgage Lending Act"
jurisdiction: "us/states/oh"
legislature: "Ohio General Assembly"
session: "132"
identifier: "HB 199"
citation: "Ohio HB 199 (132)"
classification: ["bill"]
subjects: ["Commerce", "Consumer Finance", "Housing and Real Property", "Real Estate Transactions"]
status: "enacted"
primary_sponsors: ["Louis Blessing"]
version_count: 6
action_count: 10
vote_count: 6
first_action: "2017-05-01"
last_action: "2018-03-23T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/0869adbc-50c4-4b71-9eff-1a88eeb5dedf"
source_url: "http://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/"
source_hash: "abac87e013fb4677d9ac888a85de6e0cf7776b59cad66c7df2a7019968b9ae74"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-oh"]
---

# Ohio HB 199 (132) — Enact Ohio Residential Mortgage Lending Act

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/IN/00?format=pdf)
2. **As Passed by the House** (committee substitute) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/PH/02?format=pdf)
3. **As Passed by the Senate** (committee substitute) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/PS/04?format=pdf)
4. **As Reported by the House Financial Institutions, Housing, and Urban Development Committee** (committee substitute) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/RH/01?format=pdf)
5. **As Reported by the Senate Insurance and Financial Institutions Committee** (committee substitute) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/RS/03?format=pdf)
6. **As Enrolled** (enrolled) — [source](https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_132/bills/hb199/EN/05?format=pdf)

## Votes

- pass_300 — **32–0** (pass) · upper
- pass_300 — **32–0** (pass) · upper
- crpt_301 — **13–0** (pass) · upper
- pass_300 — **77–18** (pass) · lower
- concur_606 — **83–9** (pass) · lower
- crpt_301 — **10–3** (pass) · lower

## Sponsors

- Louis Blessing — primary (person)
- Adam Miller — cosponsor (person)
- Andrew Brenner — cosponsor (person)
- Bill Coley — cosponsor (person)
- Bill Seitz — cosponsor (person)
- Bob Hackett — cosponsor (person)
- Frank Hoagland — cosponsor (person)
- Gary Scherer — cosponsor (person)
- Jay Hottinger — cosponsor (person)
- Jim Hughes — cosponsor (person)
- John Eklund — cosponsor (person)
- Jonathan Dever — cosponsor (person)
- Lou Terhar — cosponsor (person)
- Matt Dolan — cosponsor (person)
- Randy Gardner — cosponsor (person)
- Rick Carfagna — cosponsor (person)
- Robert Sprague — cosponsor (person)
- Ron Young — cosponsor (person)
- Scott Oelslager — cosponsor (person)
- Scott Wiggam — cosponsor (person)
- Stephen Hambley — cosponsor (person)
- Steve Wilson — cosponsor (person)
- Thomas Patton — cosponsor (person)
- Tim Schaffer — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-05-01** Introduced `introduction`
- **2017-05-09** Refer to Committee `referral-committee`
- **2017-06-20** Reported
- **2017-06-20** Passed `passage`
- **2017-06-22** Introduced `reading-1`
- **2017-06-28** Refer to Committee `referral-committee`
- **2017-11-14** Reported
- **2017-11-15** Passed `passage`
- **2017-11-29** Concurred in Senate amendments `passage`
- **2018-03-23T04:00:00+00:00** Effective `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0869adbc-50c4-4b71-9eff-1a88eeb5dedf`. Confidence: reported (aggregated from official Ohio legislature records).