---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- CASUALTY INSURANCE RATING"
description: "Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2025"
identifier: "SB 84"
citation: "Rhode Island SB 84 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Burke", "Gu", "Paolino", "Patalano", "Raptakis", "Sosnowski", "Thompson", "Tikoian", "Urso", "Zurier"]
version_count: 1
action_count: 15
vote_count: 2
first_action: "2025-01-31"
last_action: "2025-06-26"
source: "openstates"
source_identifier: "ocd-bill/c2c52c4b-c4f1-4828-9724-438d65ec24cb"
source_url: "https://status.rilegislature.gov/"
source_hash: "c957a57c1a76056b9834fac17618c41ec0e500a0d19573892cd3eb4da01945ea"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 84 (2025) — AN ACT RELATING TO INSURANCE -- CASUALTY INSURANCE RATING

Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **84 SUB A as amended** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText25/SenateText25/S0084Aaa.pdf)

## Votes

- Approval of Amendment — **33–0** (pass) · upper
- Passage as Amended — **34–0** (pass) · upper

## Sponsors

- Burke — primary (person)
- Gu — primary (person)
- Paolino — primary (person)
- Patalano — primary (person)
- Raptakis — primary (person)
- Sosnowski — primary (person)
- Thompson — primary (person)
- Tikoian — primary (person)
- Urso — primary (person)
- Zurier — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-31** 01/31/2025 Introduced, referred to Senate Commerce `introduction, referral-committee`
- **2025-03-14** 03/14/2025 Scheduled for hearing and/or consideration (03/18/2025)
- **2025-03-18** 03/18/2025 Committee recommended measure be held for further study `committee-failure`
- **2025-04-18** 04/18/2025 Scheduled for consideration
- **2025-04-21** 04/21/2025 Meeting postponed (04/22/2025)
- **2025-04-29** 04/29/2025 Scheduled for consideration (05/01/2025)
- **2025-04-30** 04/30/2025 Proposed Substitute `substitution`
- **2025-05-01** 05/01/2025 Committee recommends passage of Sub A `committee-passage-favorable`
- **2025-05-01** 05/01/2025 Placed on Senate Calendar (05/13/2025) `reading-3`
- **2025-05-13** 05/13/2025 Senate passed Sub A as amended (floor amendment) `passage`
- **2025-05-14** 05/14/2025 Referred to House Corporations `referral-committee`
- **2025-06-21** 06/21/2025 Placed on House Calendar (06/20/2025) `reading-3`
- **2025-06-21** 06/21/2025 House passed Sub A as amended in concurrence `passage`
- **2025-06-23** 06/23/2025 Transmitted to Governor `executive-receipt`
- **2025-06-26** 06/26/2025 Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c2c52c4b-c4f1-4828-9724-438d65ec24cb`. Confidence: reported (aggregated from official Rhode Island legislature records).