---
type: "Bill"
title: "Property and casualty insurance"
description: "AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-55-730 SO AS TO ALLOW INSURERS TO POST AN INSURANCE POLICY OR ENDORSEMENT ON THEIR WEBSITE IF CERTAIN CONDITIONS ARE MET. - RATIFIED TITLE"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2023-2024"
identifier: "H 3977"
citation: "South Carolina H 3977 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Anderson", "Hardee", "Sandifer"]
version_count: 5
action_count: 18
vote_count: 2
first_action: "2023-02-16"
last_action: "2024-02-09"
source: "openstates"
source_identifier: "ocd-bill/e6cf76f7-4b30-4e3c-9bf1-bdd6c574917c"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=3977&session=125&summary=B"
source_hash: "12b8acc0c1d48ed060cf20e29d3c8abd946109804a16aefe52b67ade88ff4dad"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina H 3977 (2023-2024) — Property and casualty insurance

AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-55-730 SO AS TO ALLOW INSURERS TO POST AN INSURANCE POLICY OR ENDORSEMENT ON THEIR WEBSITE IF CERTAIN CONDITIONS ARE MET. - RATIFIED TITLE

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess125_2023-2024/bills/3977.htm)
2. **02/16/2023** (committee substitute) — [source](https://www.scstatehouse.gov/sess125_2023-2024/prever/3977_20230216.htm)
3. **03/28/2023** (committee substitute) — [source](https://www.scstatehouse.gov/sess125_2023-2024/prever/3977_20230328.htm)
4. **05/04/2023** (committee substitute) — [source](https://www.scstatehouse.gov/sess125_2023-2024/prever/3977_20230504.htm)
5. **05/08/2023** (committee substitute) — [source](https://www.scstatehouse.gov/sess125_2023-2024/prever/3977_20230508.htm)

## Votes

- 2nd Reading — **43–0** (pass) · upper
- Passage of Bill — **101–0** (pass) · lower

## Sponsors

- Anderson — primary (person)
- Hardee — primary (person)
- Sandifer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-16** Introduced and read first time `introduction, reading-1`
- **2023-02-16** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2023-02-23** Member(s) request name added as sponsor: Anderson
- **2023-03-28** Committee report: Favorable Labor, Commerce and Industry `committee-passage-favorable`
- **2023-03-29** Read second time `reading-2`
- **2023-03-29** Roll call Yeas-101 Nays-0
- **2023-03-30** Read third time and sent to Senate `passage, reading-3`
- **2023-03-30** Introduced and read first time `introduction, reading-1`
- **2023-03-30** Referred to Committee on Banking and Insurance `referral-committee`
- **2023-05-03** Committee report: Favorable Banking and Insurance `committee-passage-favorable`
- **2023-05-08** Scrivener's error corrected
- **2023-05-11** Read second time `reading-2`
- **2023-05-11** Roll call Ayes-43 Nays-0
- **2024-01-11** Read third time and enrolled `passage, reading-3`
- **2024-01-30** Ratified R 109
- **2024-02-05** Signed By Governor `executive-signature`
- **2024-02-09** Effective date 02/05/24
- **2024-02-09** Act No. 108

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e6cf76f7-4b30-4e3c-9bf1-bdd6c574917c`. Confidence: reported (aggregated from official South Carolina legislature records).