---
type: "Bill"
title: "Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies."
description: "Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies."
jurisdiction: "us/states/tx"
legislature: "Texas Legislature"
session: "89R"
identifier: "HB 2518"
citation: "Texas HB 2518 (89R)"
classification: ["bill"]
subjects: ["Insurance--Property & Casualty (I0442)", "WINDSTORM DEVICES & INSURANCE (S0308)", "WINDSTORM INSURANCE ASSOCIATION", "TEXAS (V0508)"]
status: "enacted"
primary_sponsors: ["Barry", "Hinojosa, Adam", "Leo Wilson"]
version_count: 5
action_count: 52
vote_count: 2
first_action: "2025-02-05"
last_action: "2025-06-22"
source: "openstates"
source_identifier: "ocd-bill/f141324a-17cc-43ac-8303-791ad745f9f1"
source_url: "ftp://ftp.legis.state.tx.us/bills/89R/billhistory/house_bills/HB02500_HB02599/HB 2518.xml"
source_hash: "f7bb1845e6dd7d42a18fe4044e6f88f8553f24702f21b97f1b67bdaa447e21dd"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tx"]
---

# Texas HB 2518 (89R) — Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB02518I.HTM)
2. **Engrossed** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB02518E.HTM)
3. **House Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB02518H.HTM)
4. **Senate Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB02518S.HTM)
5. **Enrolled** (enrolled) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB02518F.HTM)

## Votes

- passage — **131–11** (pass) · lower
- passage — **120–15** (pass) · lower

## Sponsors

- Barry — primary (person)
- Hinojosa, Adam — primary (person)
- Leo Wilson — primary (person)
- Hinojosa, Juan "Chuy" — cosponsor (person)
- Middleton — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-05** Filed `filing`
- **2025-03-17** Read first time `introduction, reading-1`
- **2025-03-17** Referred to Insurance `referral-committee`
- **2025-04-02** Considered in public hearing
- **2025-04-02** Testimony taken/registration(s) recorded in committee
- **2025-04-02** Left pending in committee
- **2025-04-09** Considered in public hearing
- **2025-04-09** Reported favorably w/o amendment(s) `committee-passage, committee-passage-favorable`
- **2025-04-17** Comte report filed with Committee Coordinator `filing`
- **2025-04-17** Committee report distributed
- **2025-04-22** Committee report sent to Calendars
- **2025-04-28** Considered in Calendars
- **2025-05-01** Placed on General State Calendar
- **2025-05-01** Read 2nd time `reading-2`
- **2025-05-01** Passed to engrossment
- **2025-05-01** Record vote
- **2025-05-01** Statement(s) of vote recorded in Journal
- **2025-05-02** Read 3rd time `reading-3`
- **2025-05-02** Passed `passage`
- **2025-05-02** Record vote
- **2025-05-02** Statement(s) of vote recorded in Journal
- **2025-05-02** Reported engrossed
- **2025-05-05** Received from the House `introduction`
- **2025-05-05** Read first time `introduction, reading-1`
- **2025-05-05** Referred to Business & Commerce `referral-committee`
- **2025-05-15** Scheduled for public hearing on . . .
- **2025-05-15** Considered in public hearing
- **2025-05-15** Left pending in committee
- **2025-05-20** Considered in public hearing
- **2025-05-20** Vote taken in committee
- **2025-05-20** Reported favorably w/o amendments `committee-passage-favorable`
- **2025-05-20** Recommended for local & uncontested calendar
- **2025-05-20** Committee report printed and distributed
- **2025-05-21** Co-sponsor authorized
- **2025-05-22** Co-sponsor authorized
- **2025-05-22** Placed on intent calendar
- **2025-05-25** Placed on local & uncontested calendar
- **2025-05-25** Laid before the Senate `receipt`
- **2025-05-25** Read 2nd time & passed to 3rd reading `reading-2`
- **2025-05-25** Vote recorded in Journal
- **2025-05-25** Three day rule suspended
- **2025-05-25** Record vote
- **2025-05-25** Read 3rd time `reading-3`
- **2025-05-25** Passed `passage`
- **2025-05-25** Record vote
- **2025-05-25** Senate passage reported `passage`
- **2025-05-26** Reported enrolled `enrolled`
- **2025-05-27** Signed in the House `passage`
- **2025-05-27** Signed in the Senate `passage`
- **2025-05-28** Sent to the Governor `executive-receipt`
- **2025-06-22** Filed without the Governor's signature `became-law`
- **2025-06-22** Effective on 9/1/25 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f141324a-17cc-43ac-8303-791ad745f9f1`. Confidence: reported (aggregated from official Texas legislature records).