---
type: "Bill"
title: "Requiring that experience-rated group disability income insurers include all applicable rating factors and credibility formulas in rate manual filings with the insurance commissioner."
description: "Requiring that experience-rated group disability income insurers include all applicable rating factors and credibility formulas in rate manual filings with the insurance commissioner."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2025-2026"
identifier: "SB 5141"
citation: "Washington SB 5141 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cortes"]
version_count: 2
action_count: 23
vote_count: 2
first_action: "2025-01-07"
last_action: "2025-04-08"
source: "openstates"
source_identifier: "ocd-bill/3c84b0b2-5a41-4fd1-ac84-cb7166085cef"
source_url: "https://app.leg.wa.gov/billsummary/?BillNumber=5141&Year=2025&Initiative=false"
source_hash: "6882c3f47222d14b0dd50067cb616c3f59b124cf6f38f33dbce8df60031d742e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---

# Washington SB 5141 (2025-2026) — Requiring that experience-rated group disability income insurers include all applicable rating factors and credibility formulas in rate manual filings with the insurance commissioner.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5141.htm)
2. **Passed Legislature** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Passed%20Legislature/5141.PL.htm)

## Votes

- 3rd Reading & Final Passage (#4) — **49–0** (pass) · upper
- 3rd Reading & Final Passage (#4) — **97–0** (pass) · lower

## Sponsors

- Cortes — primary (person)
- Dhingra — cosponsor (person)
- Hasegawa — cosponsor (person)
- Liias — cosponsor (person)
- Nobles — cosponsor (person)
- Salomon — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-07** Prefiled for introduction. `filing`
- **2025-01-13** First reading, referred to Business, Financial Services & Trade. `reading-1`
- **2025-01-23** Public hearing in the Senate Committee on Business, Financial Services & Trade at 8:00 AM.
- **2025-01-29** Executive action taken in the Senate Committee on Business, Financial Services & Trade at 8:00 AM.
- **2025-01-29** BFT - Majority; do pass. `committee-passage-favorable`
- **2025-01-30** Passed to Rules Committee for second reading.
- **2025-02-12** Placed on second reading consent calendar. `reading-2`
- **2025-02-25** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-02-25** Third reading, passed; yeas, 49; nays, 0; absent, 0; excused, 0. `reading-3`
- **2025-02-27** First reading, referred to Consumer Protection & Business. `reading-1`
- **2025-03-14** Public hearing in the House Committee on Consumer Protection & Business at 9:00 AM.
- **2025-03-18** Executive action taken in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2025-03-18** CPB - Majority; do pass. `committee-passage-favorable`
- **2025-03-20** Referred to Rules 2 Review. `referral-committee`
- **2025-03-25** Rules Committee relieved of further consideration. Placed on second reading. `reading-2`
- **2025-03-31** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-03-31** Third reading, passed; yeas, 97; nays, 0; absent, 0; excused, 1. `reading-3`
- **2025-04-01** President signed. `passage`
- **2025-04-02** Speaker signed. `passage`
- **2025-04-03** Delivered to Governor. `executive-receipt`
- **2025-04-08** Governor signed. `executive-signature`
- **2025-04-08** Chapter 27, 2025 Laws. `became-law`
- **2025-04-08** Effective date 7/27/2025. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3c84b0b2-5a41-4fd1-ac84-cb7166085cef`. Confidence: reported (aggregated from official Washington legislature records).