---
type: "Bill"
title: "Enhancing consumer protections for automobile insurance coverage."
description: "Enhancing consumer protections for automobile insurance coverage."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2025-2026"
identifier: "SB 5721"
citation: "Washington SB 5721 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Stanford"]
version_count: 3
action_count: 30
vote_count: 3
first_action: "2025-02-10"
last_action: "2025-05-20"
source: "openstates"
source_identifier: "ocd-bill/dd0b767b-368c-41ad-815c-81a5208b5da0"
source_url: "https://app.leg.wa.gov/billsummary/?BillNumber=5721&Year=2025&Initiative=false"
source_hash: "8b8b57324feff4117b4f8dbd12b3697087007063ad5d0578f5aabac0d85aee9b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---

# Washington SB 5721 (2025-2026) — Enhancing consumer protections for automobile insurance coverage.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5721.htm)
2. **Engrossed Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5721.E.htm)
3. **Passed Legislature** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Passed%20Legislature/5721.PL.htm)

## Votes

- 3rd Reading & Final Passage (#12) — **29–20** (pass) · upper
- Final Passage as Amended by the House (#25) — **96–1** (pass) · lower
- Final Passage as Amended by the House (#17) — **46–2** (pass) · upper

## Sponsors

- Stanford — primary (person)
- Alvarado — cosponsor (person)
- Alvarado — cosponsor (person)
- Hasegawa — cosponsor (person)
- Hasegawa — cosponsor (person)
- Nobles — cosponsor (person)
- Nobles — cosponsor (person)
- Orwall — cosponsor (person)
- Orwall — cosponsor (person)
- Riccelli — cosponsor (person)
- Riccelli — cosponsor (person)
- Slatter — cosponsor (person)
- Slatter — cosponsor (person)
- Stanford — cosponsor (person)
- Trudeau — cosponsor (person)
- Trudeau — cosponsor (person)
- Valdez — cosponsor (person)
- Valdez — cosponsor (person)
- Wellman — cosponsor (person)
- Wellman — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-10** First reading, referred to Business, Financial Services & Trade. `reading-1`
- **2025-02-19** Public hearing in the Senate Committee on Business, Financial Services & Trade at 8:00 AM.
- **2025-02-20** Executive action taken in the Senate Committee on Business, Financial Services & Trade at 8:00 AM.
- **2025-02-20** BFT - Majority; do pass. `committee-passage-favorable`
- **2025-02-20** Minority; do not pass. `committee-passage-unfavorable`
- **2025-02-20** Minority; without recommendation. `committee-passage-unfavorable`
- **2025-02-21** Passed to Rules Committee for second reading.
- **2025-03-03** Placed on second reading by Rules Committee. `reading-2`
- **2025-03-07** Floor amendment(s) adopted.
- **2025-03-07** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-03-07** Third reading, passed; yeas, 29; nays, 20; absent, 0; excused, 0. `reading-3`
- **2025-03-09** First reading, referred to Consumer Protection & Business. `reading-1`
- **2025-04-01** Public hearing in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2025-04-02** Executive action taken in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2025-04-02** CPB - Majority; do pass with amendment(s). `committee-passage-favorable`
- **2025-04-02** Minority; do not pass. `committee-passage-unfavorable`
- **2025-04-02** Minority; without recommendation. `committee-passage-unfavorable`
- **2025-04-02** Referred to Rules 2 Review. `referral-committee`
- **2025-04-08** Rules Committee relieved of further consideration. Placed on second reading. `reading-2`
- **2025-04-14** Committee amendment(s) adopted with no other amendments.
- **2025-04-14** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-04-14** Third reading, passed; yeas, 96; nays, 1; absent, 0; excused, 1. `reading-3`
- **2025-04-22** Senate concurred in House amendments.
- **2025-04-22** Passed final passage; yeas, 46; nays, 2; absent, 0; excused, 0. `passage`
- **2025-04-24** President signed. `passage`
- **2025-04-24** Speaker signed. `passage`
- **2025-04-25** Delivered to Governor. `executive-receipt`
- **2025-05-20** Governor signed. `executive-signature`
- **2025-05-20** Chapter 394, 2025 Laws. `became-law`
- **2025-05-20** Effective date 7/27/2025. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/dd0b767b-368c-41ad-815c-81a5208b5da0`. Confidence: reported (aggregated from official Washington legislature records).