---
type: "Bill"
title: "To ensure that the survivor of a merger, reorganization, purchase, or assumption of liabilities of a bank chartered by West Virginia is insured by the Federal Deposit Insurance Corporation"
description: "To ensure that the survivor of a merger, reorganization, purchase, or assumption of liabilities of a bank chartered by West Virginia is insured by the Federal Deposit Insurance Corporation"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2025"
identifier: "HB 2963"
citation: "West Virginia HB 2963 (2025)"
classification: ["bill"]
subjects: ["Banking and Finance", "Corporations"]
status: "enacted"
primary_sponsors: ["Criss"]
version_count: 4
action_count: 35
vote_count: 2
first_action: "2025-02-25"
last_action: "2025-07-22"
source: "openstates"
source_identifier: "ocd-bill/b0004748-7bd0-4c04-b22c-69dc90c07bdc"
source_url: "https://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=2963&year=2025&sessiontype=RS&btype=bill"
source_hash: "35cdf2262fcc83b2341ba791567dbe375a34c9c5ac78746fc783228603eb7d06"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia HB 2963 (2025) — To ensure that the survivor of a merger, reorganization, purchase, or assumption of liabilities of a bank chartered by West Virginia is insured by the Federal Deposit Insurance Corporation

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb2963%20sub1.htm&yr=2025&sesstype=RS&i=2963)
2. **Engrossed Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb2963%20sub1%20eng.htm&yr=2025&sesstype=RS&i=2963)
3. **Enrolled Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb2963%20sub1%20enr.htm&yr=2025&sesstype=RS&i=2963)
4. **Introduced Version** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb2963%20intr.htm&yr=2025&sesstype=RS&i=2963)

## Votes

- PASSAGE — **82–12** (pass) · lower
- Passage — **34–0** (pass) · upper

## Sponsors

- Criss — primary (person)
- Barnhart — cosponsor (person)
- Hott — cosponsor (person)
- Kyle — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-25** Filed for introduction `filing`
- **2025-02-25** To Finance `referral-committee`
- **2025-02-25** Introduced in House `introduction`
- **2025-02-25** To House Finance `referral-committee`
- **2025-03-03** To House Banking and Insurance `referral-committee`
- **2025-03-12** To House Finance `referral-committee`
- **2025-03-24** By substitute, do pass
- **2025-03-25** On 1st reading, Special Calendar
- **2025-03-25** Read 1st time `reading-1`
- **2025-03-26** On 2nd reading, Special Calendar
- **2025-03-26** Read 2nd time `reading-2`
- **2025-03-27** On 3rd reading, Special Calendar
- **2025-03-27** Read 3rd time `reading-3`
- **2025-03-27** Passed House (Roll No. 215) `passage`
- **2025-03-27** Communicated to Senate
- **2025-03-29** Introduced in Senate `introduction`
- **2025-03-29** To Banking and Insurance `referral-committee`
- **2025-03-29** To Banking and Insurance `referral-committee`
- **2025-04-09** Reported do pass `committee-passage`
- **2025-04-09** Immediate consideration
- **2025-04-09** Read 1st time `reading-1`
- **2025-04-10** On 2nd reading
- **2025-04-10** Read 2nd time `reading-2`
- **2025-04-11** On 3rd reading
- **2025-04-11** Read 3rd time `reading-3`
- **2025-04-11** Passed Senate (Roll No. 483) `passage`
- **2025-04-11** Communicated to House
- **2025-04-11** Completed legislative action
- **2025-04-22** To Governor 4/22/2025 `executive-receipt`
- **2025-04-12** To Governor 4/22/2025 - House Journal `executive-receipt`
- **2025-04-12** To Governor 4/22/2025 - Senate Journal `executive-receipt`
- **2025-04-12** Approved by Governor 4/29/2025 - Senate Journal `executive-signature`
- **2025-04-29** Approved by Governor 4/29/2025 `executive-signature`
- **2025-04-12** Approved by Governor 4/29/2025 - House Journal `executive-signature`
- **2025-07-22** Chapter 41, Acts, Regular Session, 2025 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b0004748-7bd0-4c04-b22c-69dc90c07bdc`. Confidence: reported (aggregated from official West Virginia legislature records).