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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 2610 Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements us united_states_code code_section 12 BANKS AND BANKING 27 REAL ESTATE SETTLEMENT PROCEDURES 2610 12 U.S.C. § 2610 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s2610 data/legal/raw/us/code/title-12/usc12.xml 5e6c77c7f04ba78434e79311c04f0af8b625c2e0a94b72b5cb0b104c068c9ba3 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa ead0a3911d3e90f98b8b2df1f7ad60e8667be203c9a156d5496c557fa7382235 2026-07-04 official
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12 U.S.C. § 2610 - Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

Text

No fee shall be imposed or charge made upon any other person (as a part of settlement costs or otherwise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under section 2605(i) of this title), for or on account of the preparation and submission by such lender or servicer of the statement or statements required (in connection with such loan) by sections 2603 and 2609(c) of this title or by the Truth in Lending Act [15 U.S.C. 1601 et seq.].

(Pub. L. 93533, § 12, Dec. 22, 1974, 88 Stat. 1729; Pub. L. 101625, title IX, § 942(b), Nov. 28, 1990, 104 Stat. 4412.)

Notes

Editorial Notes

References in TextThe Truth in Lending Act, referred to in text, is title I of Pub. L. 90321, May 29, 1968, 82 Stat. 146, which is classified generally to subchapter I (§ 1601 et seq.) of chapter 41 of Title 15, Commerce and Trade. For complete classification of this Act to the Code, see Short Title note set out under section 1601 of Title 15 and Tables.

Amendments1990—Pub. L. 101625 substituted present section catchline for “Fee for preparation of truth-in-lending and uniform settlement statements”, inserted after first comma “or by a servicer (as the term is defined under section 2605(i) of this title),”, and substituted “lender or servicer” for second reference to “lender” and “2609(c)” for “2605”.

Statutory Notes and Related Subsidiaries

Effective DateSection effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93533, set out as a note under section 2601 of this title.