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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 4809 “Plain language” requirement for Federal banking agency rules us united_states_code code_section 12 BANKS AND BANKING 48 FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT 4809 12 U.S.C. § 4809 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s4809 data/legal/raw/us/code/title-12/usc12.xml 4bbfbbd08410d00017ab9a54701a57144b95a1553ef0441d3356c1aaa8a37d00 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa fcb096374405be325d86b595eec2e1c3fb9035c23c01b6d1b661ffccb3941293 2026-07-04 official
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12 U.S.C. § 4809 - “Plain language” requirement for Federal banking agency rules

Text

(a) In general Each Federal banking agency shall use plain language in all proposed and final rulemakings published by the agency in the Federal Register after January 1, 2000.

(b) Report Not later than March 1, 2001, each Federal banking agency shall submit to the Congress a report that describes how the agency has complied with subsection (a).

(c) Definition For purposes of this section, the term “Federal banking agency” has the meaning given that term in section 1813 of this title.

(Pub. L. 106102, title VII, § 722, Nov. 12, 1999, 113 Stat. 1471.)

Notes

Editorial Notes

Codification Section was enacted as part of the Gramm-Leach-Bliley Act, and not as part of title III of Pub. L. 103322 which comprises this chapter.