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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 5110 Background checks of loan originators us united_states_code code_section 12 BANKS AND BANKING 51 SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING 5110 12 U.S.C. § 5110 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s5110 data/legal/raw/us/code/title-12/usc12.xml 7bc248182ab14991a17d5544f083adaa6ae8fe114efec38a8e1f38ff82ef060f e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa 12666e7f28dbf78ed87c59068fa564763ddd034ca65ba64d4f89bed17f811d44 2026-07-04 official
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12 U.S.C. § 5110 - Background checks of loan originators

Text

(a) Access to records Notwithstanding any other provision of law, in providing identification and processing functions, the Attorney General shall provide access to all criminal history information to the appropriate State officials responsible for regulating State-licensed loan originators and other financial service providers to the extent criminal history background checks are required under the laws of the State for the licensing of such loan originators or other financial service providers.

(b) Agent For the purposes of this section and in order to reduce the points of contact which the Federal Bureau of Investigation may have to maintain for purposes of subsection (a), the Conference of State Bank Supervisors or a wholly owned subsidiary may be used as a channeling agent of the States for requesting and distributing information between the Department of Justice and the appropriate State agencies .

(Pub. L. 110289, div. A, title V, § 1511, July 30, 2008, 122 Stat. 2819; Pub. L. 11494, div. G, title LXXXVIII, § 88002, Dec. 4, 2015, 129 Stat. 1799.)

Notes

Editorial Notes

Amendments2015—Subsec. (a). Pub. L. 11494 inserted “and other financial service providers” after “State-licensed loan originators” and “or other financial service providers” before period at end.