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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 5553 Preservation of existing contracts us united_states_code code_section 12 BANKS AND BANKING 53 WALL STREET REFORM AND CONSUMER PROTECTION 5553 12 U.S.C. § 5553 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s5553 data/legal/raw/us/code/title-12/usc12.xml 9d143b2db54530ef41b9c081b67bbca9e29ac4cfefb01551c7362c7c9faa081f e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa 2f4f54d7c56938745f854d729b8ec8dda98991b541fb62598d58ff4b0da38e37 2026-07-04 official
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12 U.S.C. § 5553 - Preservation of existing contracts

Text

This title,11 See References in Text note below. and regulations, orders, guidance, and interpretations prescribed, issued, or established by the Bureau, shall not be construed to alter or affect the applicability of any regulation, order, guidance, or interpretation prescribed, issued, and established by the Comptroller of the Currency or the Director of the Office of Thrift Supervision regarding the applicability of State law under Federal banking law to any contract entered into on or before July 21, 2010, by national banks, Federal savings associations, or subsidiaries thereof that are regulated and supervised by the Comptroller of the Currency or the Director of the Office of Thrift Supervision, respectively.

(Pub. L. 111203, title X, § 1043, July 21, 2010, 124 Stat. 2014.)

Notes

Editorial Notes

References in TextThis title, referred to in text, is title X of Pub. L. 111203, July 21, 2010, 124 Stat. 1955, known as the Consumer Financial Protection Act of 2010, which enacted this subchapter and enacted, amended, and repealed numerous other sections and notes in the Code. For complete classification of title X to the Code, see Short Title note set out under section 5301 of this title and Tables.

Statutory Notes and Related Subsidiaries

Effective DateSection effective on the designated transfer date, see section 1048 of Pub. L. 111203, set out as a note under section 5551 of this title.