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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1011 Declaration of policy us united_states_code code_section 15 COMMERCE AND TRADE 20 REGULATION OF INSURANCE 1011 15 U.S.C. § 1011 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1011 data/legal/raw/us/code/title-15/usc15.xml deb5237b21bdc1263b42bbe7deff9f1d8c82667c78899e9b62d236a96a119950 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 ea8a0e6b82c8ffbe32626c7c245ecf791e1aa247588c1f5d50f19c090e3e3af7 2026-07-04 official
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15 U.S.C. § 1011 - Declaration of policy

Text

Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest, and that silence on the part of the Congress shall not be construed to impose any barrier to the regulation or taxation of such business by the several States.

(Mar. 9, 1945, ch. 20, § 1, 59 Stat. 33.)

Notes

Statutory Notes and Related Subsidiaries

Short Title of 2021 AmendmentPub. L. 116327, § 1, Jan. 13, 2021, 134 Stat. 5097, provided that: “This Act [amending section 1013 of this title and enacting provisions set out as a note under section 1013 of this title] may be cited as the Competitive Health Insurance Reform Act of 2020.”

Short TitleAct Mar. 9, 1945, ch. 20, 59 Stat. 33, which is classified to this chapter, is popularly known as the “McCarran-Ferguson Act”.

SeparabilityAct Mar. 9, 1945, ch. 20, § 6, 59 Stat. 34, provided: “If any provision of this Act [this chapter], or the application of such provision to any person or circumstances, shall be held invalid, the remainder of the Act, and the application of such provision to persons or circumstances other than those as to which it is held invalid, shall not be affected.”