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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1639g Requests for payoff amounts of home loan us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1639g 15 U.S.C. § 1639g current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1639g data/legal/raw/us/code/title-15/usc15.xml c836e839e3e400806df8172a6ee886912788da35358fdb5ff313a01932ba94af 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 15995057e4980fa63b90499ca2e3e8cb453727557401526a66b36e4f927d3924 2026-07-04 official
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15 U.S.C. § 1639g - Requests for payoff amounts of home loan

Text

A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower.

(Pub. L. 90321, title I, § 129G, as added Pub. L. 111203, title XIV, § 1464(b), July 21, 2010, 124 Stat. 2184.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective on the date on which final regulations implementing such section take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see section 1400(c) of Pub. L. 111203, set out as an Effective Date of 2010 Amendment note under section 1601 of this title.