Fabio
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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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| LegalText | 15 U.S.C. § 1681l | Restrictions on investigative consumer reports | us | united_states_code | code_section | 15 | COMMERCE AND TRADE | 41 | CONSUMER CREDIT PROTECTION | 1681l | 15 U.S.C. § 1681l | current | 119-100 | 2026-06-26 | official | https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip | /us/usc/t15/s1681l | data/legal/raw/us/code/title-15/usc15.xml | 9b6ca7dbdd99f762bcb0fd2b280987effb65be9375aa6ac4b4650dfa951b1880 | 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 | 4fb10fd83ad48304a034cbf4850e3b85fc82727c41beb9fce256253badbc5ec2 | 2026-07-04 | official |
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15 U.S.C. § 1681l - Restrictions on investigative consumer reports
Text
Whenever a consumer reporting agency prepares an investigative consumer report, no adverse information in the consumer report (other than information which is a matter of public record) may be included in a subsequent consumer report unless such adverse information has been verified in the process of making such subsequent consumer report, or the adverse information was received within the three-month period preceding the date the subsequent report is furnished.
(Pub. L. 90–321, title VI, § 614, as added Pub. L. 91–508, title VI, § 601, Oct. 26, 1970, 84 Stat. 1133.)
Notes
Statutory Notes and Related Subsidiaries
Effective DateSection effective upon the expiration of one hundred and eighty days following Oct. 26, 1970, see section 504(d) of Pub. L. 90–321, as added by Pub. L. 91–508, set out as a note under section 1681 of this title.