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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1692h Multiple debts us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1692h 15 U.S.C. § 1692h current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1692h data/legal/raw/us/code/title-15/usc15.xml d2ae4aff08e71159a67e00516397e88d7ba121d560979740c6cb3fd94bb0e7b2 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 c8bd98fd2357464f4e374de81acd9bc5135f43f450fdc3b49d57918308c28222 2026-07-04 official
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15 U.S.C. § 1692h - Multiple debts

Text

If any consumer owes multiple debts and makes any single payment to any debt collector with respect to such debts, such debt collector may not apply such payment to any debt which is disputed by the consumer and, where applicable, shall apply such payment in accordance with the consumers directions.

(Pub. L. 90321, title VIII, § 810, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 880.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90321, as added by Pub. L. 95109, set out as a note under section 1692 of this title.