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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1692i Legal actions by debt collectors us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1692i 15 U.S.C. § 1692i current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1692i data/legal/raw/us/code/title-15/usc15.xml d57f853d88f23ecaedd97d6c5c5f968913189c18bd3887376ead53d4b7d71984 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 88d5e5e0d1dc1fa69fec1a778139e69121c0063da9ac677ef5d48eca8c2cd106 2026-07-04 official
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15 U.S.C. § 1692i - Legal actions by debt collectors

Text

(a) Venue Any debt collector who brings any legal action on a debt against any consumer shall—

(1) in the case of an action to enforce an interest in real property securing the consumers obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or

(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity—

(A) in which such consumer signed the contract sued upon; or

(B) in which such consumer resides at the commencement of the action.

(b) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.

(Pub. L. 90321, title VIII, § 811, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 880.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90321, as added by Pub. L. 95109, set out as a note under section 1692 of this title.