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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1692o Exemption for State regulation us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1692o 15 U.S.C. § 1692o current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1692o data/legal/raw/us/code/title-15/usc15.xml 1c7def8cc340650de6a3e5c8202d250ee6dc4434f3f01932eaec96b6f102fea6 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 9edd6736702c7d78fc94e1315bb10cbc29472a57e3c3fa593543f70fbd263564 2026-07-04 official
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15 U.S.C. § 1692o - Exemption for State regulation

Text

The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.

(Pub. L. 90321, title VIII, § 817, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 883; amended Pub. L. 111203, title X, § 1089(1), July 21, 2010, 124 Stat. 2092.)

Notes

Editorial Notes

Amendments2010—Pub. L. 111203 substituted “Bureau” for “Commission” in two places.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 AmendmentAmendment by Pub. L. 111203 effective on the designated transfer date, see section 1100H of Pub. L. 111203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90321, as added by Pub. L. 95109, set out as a note under section 1692 of this title.