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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 38 U.S.C. § 1945 Renewal us united_states_code code_section 38 VETERANS BENEFITS 19 INSURANCE 1945 38 U.S.C. § 1945 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc38@119-100.zip /us/usc/t38/s1945 data/legal/raw/us/code/title-38/usc38.xml ed5adc1cabb42cbdd7a5ee047e31a0411ec944a6276f0bdf266504551b6e5769 372998691b72ade88787dfa7633dbda4954bd1b037ec7926c5e06e9b1d17fc66 4421aad272d525ba4dcdb5289c3289cbefd754281cc105edcc3db1dcb4713fac 2026-07-04 official
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38 U.S.C. § 1945 - Renewal

Text

At the expiration of any term period any insurance policy issued on the five-year level premium term plan which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal shall be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of the insureds term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Secretary.

(Pub. L. 85857, Sept. 2, 1958, 72 Stat. 1159, § 745; Pub. L. 91291, § 11, June 25, 1970, 84 Stat. 331; Pub. L. 99576, title VII, § 701(30), Oct. 28, 1986, 100 Stat. 3293; renumbered § 1945 and amended Pub. L. 10283, §§ 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 Stat. 404406.)

Notes

Editorial Notes

Amendments1991—Pub. L. 10283 renumbered section 745 of this title as this section and substituted “Secretary” for “Administrator”. 1986—Pub. L. 99576 substituted “the insureds” for “his”. 1970—Pub. L. 91291 struck out effective date provision for renewal of policies, provisions that, in case of lapsed policies, such lapse have occurred within two months before the expiration of the term period, special provisions for the interim period between July 23, 1953 and December 31, 1953, and provisions that the section take effect on Sept. 2, 1958, and required that the insurer make application for reinstatement and renewal of his term policy within five years after the date of the lapse.

Statutory Notes and Related Subsidiaries

Effective Date of 1970 AmendmentAmendment by Pub. L. 91291 effective June 25, 1970, see section 14(a) of Pub. L. 91291, set out as a note under section 1317 of this title.