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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 38 U.S.C. § 1947 Incontestability us united_states_code code_section 38 VETERANS BENEFITS 19 INSURANCE 1947 38 U.S.C. § 1947 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc38@119-100.zip /us/usc/t38/s1947 data/legal/raw/us/code/title-38/usc38.xml 49015705148ed7f73537dbbae798c9c47fcbe7ce25c7e02db39a352dbbd7785a 372998691b72ade88787dfa7633dbda4954bd1b037ec7926c5e06e9b1d17fc66 c77770e625b0a1bb266e0180f92d27bcaca9573bf1c8c17d442e47e163dcdbe9 2026-07-04 official
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38 U.S.C. § 1947 - Incontestability

Text

Subject to the provisions of section 1954 of this title all contracts or policies of insurance heretofore or hereafter issued, reinstated, or converted shall be incontestable from the date of issuance, reinstatement, or conversion, except for fraud, nonpayment of premiums, or on the ground that the applicant was not a member of the military or naval forces of the United States. The insured under such contract or policy may, without prejudicing the insureds rights, elect to make claim to the Department or to bring suit under section 1984 of this title on any prior contract or policy, and if found entitled thereto, shall, upon surrender of any subsequent contract or policy, be entitled to payments under the prior contract or policy. In any case in which a contract or policy of insurance is canceled or voided after March 16, 1954, because of fraud, the Secretary shall refund to the insured, if living, or, if deceased, to the person designated as beneficiary (or if none survives, to the estate of the insured) all money, without interest, paid as premiums on such contract or policy for any period subsequent to two years after the date such fraud induced the Secretary to issue, reinstate, or convert such insurance less any dividends, loan, or other payment made to the insured under such contract or policy.

(Pub. L. 85857, Sept. 2, 1958, 72 Stat. 1159, § 747; Pub. L. 99576, title VII, § 701(30), Oct. 28, 1986, 100 Stat. 3293; renumbered § 1947 and amended Pub. L. 10283, §§ 4(a)(2)(A)(iii)(VI), (3), (4), (b)(1), (2)(E), 5(a), (c)(1), Aug. 6, 1991, 105 Stat. 403406.)

Notes

Editorial Notes

Amendments1991—Pub. L. 10283, § 5(a), renumbered section 747 of this title as this section. Pub. L. 10283, § 5(c)(1), substituted “1954” for “754” and “1984” for “784”. Pub. L. 10283, § 4(b)(1), (2)(E), substituted “Secretary” for “Administrator” before “shall” in last sentence. Pub. L. 10283, § 4(a)(3), (4), substituted “Department” for “Veterans Administration”. Pub. L. 10283, § 4(a)(2)(A)(iii)(VI), substituted “Secretary” for “Veterans Administration” before “to issue” in last sentence. 1986—Pub. L. 99576 substituted “the insureds” for “his”.