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2026-07-06 10:51:44 -04:00

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LegalText 38 U.S.C. § 1949 Beneficiaries us united_states_code code_section 38 VETERANS BENEFITS 19 INSURANCE 1949 38 U.S.C. § 1949 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc38@119-100.zip /us/usc/t38/s1949 data/legal/raw/us/code/title-38/usc38.xml 925cac7c59c2f82b2c033d02f43a648cd1e9f24f2779d4288ce1d83b87364763 372998691b72ade88787dfa7633dbda4954bd1b037ec7926c5e06e9b1d17fc66 51308edc6407a1144ba83448fd0e781f94db1e239ab64bce0b3914dcfee6942f 2026-07-04 official
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38 U.S.C. § 1949 - Beneficiaries

Text

(a) Designation.— A person who enrolls in United States Government life insurance may designate a beneficiary of the insurance policy. Subject to regulations, the insured person shall at all times have the right to change the beneficiary or beneficiaries of a United States Government life insurance policy without the consent of such beneficiary or beneficiaries.

(b) Determination in Cases of Non-Designation.— If a person enrolled in United States Government life insurance does not designate a beneficiary under subsection (a) before the insured person dies, or if a designated beneficiary predeceases the insured person, the Secretary shall determine the beneficiary in the following order:

(1) The surviving spouse of the insured person.

(2) The children of the insured person and descendants of deceased children by representation.

(3) The parents of the insured person or the survivors of the parents.

(4) The duly appointed executor or administrator of the estate of the insured person.

(5) Other next of kin of the insured person entitled under the laws of domicile of the insured person at the time of the death of the insured person.

(Pub. L. 85857, Sept. 2, 1958, 72 Stat. 1160, § 749; renumbered § 1949, Pub. L. 10283, § 5(a), Aug. 6, 1991, 105 Stat. 406; amended Pub. L. 117313, § 3(b)(1), Dec. 27, 2022, 136 Stat. 4400.)

Notes

Editorial Notes

Amendments2022—Pub. L. 117313 amended section generally. Prior to amendment, text read as follows: “Subject to regulations, the insured shall at all times have the right to change the beneficiary or beneficiaries of a United States Government life insurance policy without the consent of such beneficiary or beneficiaries.” 1991—Pub. L. 10283 renumbered section 749 of this title as this section.

Statutory Notes and Related Subsidiaries

Effective Date of 2022 AmendmentAmendment by Pub. L. 117313 applicable with respect to the death of an insured person occurring on or after the date that is two years before Dec. 27, 2022, see section 3(c) of Pub. L. 117313, set out as a note under section 1917 of this title.