Fabio
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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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| LegalText | 50 U.S.C. § 3919 | Exercise of rights under chapter not to affect certain future financial transactions | us | united_states_code | code_section | 50 | WAR AND NATIONAL DEFENSE | 50 | SERVICEMEMBERS CIVIL RELIEF | 3919 | 50 U.S.C. § 3919 | current | 119-100 | 2026-06-26 | official | https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc50@119-100.zip | /us/usc/t50/s3919 | data/legal/raw/us/code/title-50/usc50.xml | 45b438f5b0ee9cd7e713841cdac8ce846f3e298fd8d214b8310161f89a3f4276 | 708c288b5448617cab7b03b8011860274671c9aec56686858b910a06948cd7ac | 226dd8359d2097038d088a6de52477de9b98699e8446cd482e2888db052048b6 | 2026-07-04 | official |
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50 U.S.C. § 3919 - Exercise of rights under chapter not to affect certain future financial transactions
Text
Application by a servicemember for, or receipt by a servicemember of, a stay, postponement, or suspension pursuant to this chapter in the payment of a tax, fine, penalty, insurance premium, or other civil obligation or liability of that servicemember shall not itself (without regard to other considerations) provide the basis for any of the following:
(1) A determination by a lender or other person that the servicemember is unable to pay the civil obligation or liability in accordance with its terms.
(2) With respect to a credit transaction between a creditor and the servicemember—
(A) a denial or revocation of credit by the creditor;
(B) a change by the creditor in the terms of an existing credit arrangement; or
(C) a refusal by the creditor to grant credit to the servicemember in substantially the amount or on substantially the terms requested.
(3) An adverse report relating to the creditworthiness of the servicemember by or to a person engaged in the practice of assembling or evaluating consumer credit information.
(4) A refusal by an insurer to insure the servicemember.
(5) An annotation in a servicemember’s record by a creditor or a person engaged in the practice of assembling or evaluating consumer credit information, identifying the servicemember as a member of the National Guard or a reserve component or as a member of the Space Force.
(6) A change in the terms offered or conditions required for the issuance of insurance.
(Oct. 17, 1940, ch. 888, title I, § 108, as added Pub. L. 108–189, § 1, Dec. 19, 2003, 117 Stat. 2840; amended Pub. L. 118–31, div. A, title XVII, § 1742(c)(3), Dec. 22, 2023, 137 Stat. 681.)
Notes
Editorial Notes
Codification Section was formerly classified to section 518 of the former Appendix to this title prior to editorial reclassification and renumbering as this section.
Prior ProvisionsA prior section 108 of act Oct. 17, 1940, ch. 888, art. I, as added Pub. L. 102–12, § 7, Mar. 18, 1991, 105 Stat. 38, related to the effect of certain future financial transactions on the exercise of rights, prior to the general amendment of this Act by Pub. L. 108–189.
Amendments2023—Par. (5). Pub. L. 118–31 inserted “or as a member of the Space Force” before period at end.
Statutory Notes and Related Subsidiaries
Effective DateSection applicable to any case not final before Dec. 19, 2003, see section 3 of Pub. L. 108–189, set out as a note under section 3901 of this title.