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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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| LegalText | 50 U.S.C. § 3974 | Policies entitled to protection and lapse of policies | us | united_states_code | code_section | 50 | WAR AND NATIONAL DEFENSE | 50 | SERVICEMEMBERS CIVIL RELIEF | 3974 | 50 U.S.C. § 3974 | current | 119-100 | 2026-06-26 | official | https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc50@119-100.zip | /us/usc/t50/s3974 | data/legal/raw/us/code/title-50/usc50.xml | 7d4a65217be5cd9dcf573ef368c5ee123af2036d20fb5c550c4ac3a88b37be5e | 708c288b5448617cab7b03b8011860274671c9aec56686858b910a06948cd7ac | edf687930082c96ec3adfc08ebe09510898cc2c4eb21e0f74fed2e69b5eb671e | 2026-07-04 | official |
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50 U.S.C. § 3974 - Policies entitled to protection and lapse of policies
Text
(a) Determination The Secretary of Veterans Affairs shall determine whether a policy is entitled to protection under this subchapter and shall notify the insured and the insurer of that determination.
(b) Lapse protection A policy that the Secretary determines is entitled to protection under this subchapter shall not lapse or otherwise terminate or be forfeited for the nonpayment of a premium, or interest or indebtedness on a premium, after the date on which the application for protection is received by the Secretary.
(c) Time application The protection provided by this subchapter applies during the insured’s period of military service and for a period of two years thereafter.
(Oct. 17, 1940, ch. 888, title IV, § 404, as added Pub. L. 108–189, § 1, Dec. 19, 2003, 117 Stat. 2853.)
Notes
Editorial Notes
Codification Section was formerly classified to section 544 of the former Appendix to this title prior to editorial reclassification and renumbering as this section.
Prior ProvisionsA prior section 404 of act Oct. 17, 1940, ch. 888, art. IV, 54 Stat. 1184; Oct. 6, 1942, ch. 581, § 13, 56 Stat. 775; Pub. L. 102–12, § 9(15), Mar. 18, 1991, 105 Stat. 40, related to restrictions on payment of dividends and insured’s right to change beneficiary, prior to the general amendment of this Act by Pub. L. 108–189. See section 3975 of this title.
Statutory Notes and Related Subsidiaries
Effective DateSection applicable to any case not final before Dec. 19, 2003, see section 3 of Pub. L. 108–189, set out as a note under section 3901 of this title.