republic-os/legislation/us/states/ca/20112012/ab-2010.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Reverse mortgages: counseling.	Existing law defines and regulates reverse mortgage loans and prohibits a reverse mortgage loan application from being taken by a lender unless the loan applicant has been provided a specified notice advising the applicant about counseling prior to obtaining the reverse mortgage loan. Existing law requires a lender to provide a prospective borrower a list of not fewer than 10 housing counseling agencies approved by the United States Department of Housing and Community Development to engage in reverse mortgage counseling, as specified, and prohibits a lender from accepting a final and complete application for a reverse mortgage or assessing any fees upon a prospective borrower without receiving certification that the prospective borrower has received this counseling from an approved counseling agency.	us/states/ca	California Legislature	20112012	AB 2010	California AB 2010 (20112012)	bill	Reverse mortgages: counseling.	enacted	Bonilla	5	17	4	2012-02-23	2012-09-27	openstates	ocd-bill/b43c9c77-45f9-4334-ba6d-a1c90c30ba45	http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB2010	e195d52b2df3da6e00ee0c2fab4ed024f32cee024de0ac99ff16f0dff45b7d72	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ca

California AB 2010 (20112012) — Reverse mortgages: counseling.

Existing law defines and regulates reverse mortgage loans and prohibits a reverse mortgage loan application from being taken by a lender unless the loan applicant has been provided a specified notice advising the applicant about counseling prior to obtaining the reverse mortgage loan. Existing law requires a lender to provide a prospective borrower a list of not fewer than 10 housing counseling agencies approved by the United States Department of Housing and Community Development to engage in reverse mortgage counseling, as specified, and prohibits a lender from accepting a final and complete application for a reverse mortgage or assessing any fees upon a prospective borrower without receiving certification that the prospective borrower has received this counseling from an approved counseling agency.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. 02/23/12 - Introduced (filed) — source
2. 04/23/12 - Amended Assembly (committee substitute) — source
3. 09/27/12 - Chaptered (committee substitute) — source
4. AB2010 (committee substitute) — source
5. 08/29/12 - Enrolled (enrolled) — source

Votes

• Do pass. — 11–0 (pass) · lower
• Do pass. — 4–0 (pass) · upper
• AB 2010 BONILLA Assembly Third Reading — 63–10 (pass) · lower
• 3rd Reading AB2010 Bonilla By DeSaulnier — 28–9 (pass) · upper

Sponsors

• Bonilla — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2012-02-23 Read first time. To print. reading-1
• 2012-02-24 From printer. May be heard in committee March 25.
• 2012-03-12 Referred to Com. on B. & F. referral-committee
• 2012-04-23 From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. reading-2, amendment-introduction, reading-1, amendment-passage
• 2012-04-24 Re-referred to Com. on B. & F. referral-committee
• 2012-05-01 From committee: Do pass. (Ayes 11. Noes 0.) (April 30). committee-passage, committee-passage-favorable
• 2012-05-02 Read second time. Ordered to third reading. reading-2, reading-1
• 2012-05-10 Read third time. Passed. Ordered to the Senate. (Ayes 63. Noes 10. Page 4768.) reading-3, reading-1, passage
• 2012-05-10 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
• 2012-05-24 Referred to Com. on JUD. referral-committee
• 2012-07-05 From committee: Do pass. (Ayes 4. Noes 0.) (July 3). committee-passage, committee-passage-favorable
• 2012-07-06 Read second time. Ordered to third reading. reading-2, reading-1
• 2012-08-23 Read third time. Passed. Ordered to the Assembly. (Ayes 28. Noes 9. Page 4759.). reading-3, reading-1, passage
• 2012-08-24 In Assembly. Ordered to Engrossing and Enrolling. committee-passage
• 2012-08-31 Enrolled and presented to the Governor at 4:30 p.m.
• 2012-09-27 Approved by the Governor. executive-signature
• 2012-09-27 Chaptered by Secretary of State - Chapter 641, Statutes of 2012.

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/b43c9c77-45f9-4334-ba6d-a1c90c30ba45. Confidence: reported (aggregated from official California legislature records).