(1) Existing law establishes within the California Automobile Assigned Risk Plan (CAARP) a low-cost automobile insurance program for all counties in California, until January 1, 2016, in order to provide a means for eligible consumers to buy automobile insurance, as specified. The parameters of the program, include, but are not limited to, value limits for the insured vehicle, initial ratesetting for certain counties, a surcharge for specified high-risk drivers, eligibility, sales commissions set at the rate CAARP pays for private passenger nonfleet risks, cancellation restrictions, rate and surcharge setting restrictions, and reporting requirements. Existing law limits the premium financing arrangements under the program to those offered by CAARP and one under which the insured pays no more than 15% of the policy cost initially followed by 6 payments.
California SB 1273 (20132014) — Insurance: low-cost automobile insurance program.
(1) Existing law establishes within the California Automobile Assigned Risk Plan (CAARP) a low-cost automobile insurance program for all counties in California, until January 1, 2016, in order to provide a means for eligible consumers to buy automobile insurance, as specified. The parameters of the program, include, but are not limited to, value limits for the insured vehicle, initial ratesetting for certain counties, a surcharge for specified high-risk drivers, eligibility, sales commissions set at the rate CAARP pays for private passenger nonfleet risks, cancellation restrictions, rate and surcharge setting restrictions, and reporting requirements. Existing law limits the premium financing arrangements under the program to those offered by CAARP and one under which the insured pays no more than 15% of the policy cost initially followed by 6 payments.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Unfinished Business SB1273 Lara Concurrence — 26–10 (pass) · upper
Do pass as amended, and re-refer to the Committee on Appropriations. — 9–1 (pass) · upper
3rd Reading — 26–7 (pass) · upper
Do pass. — 13–4 (pass) · lower
SB 1273 Lara Senate Third Reading By ALEJO — 60–15 (pass) · lower
Do pass. — 4–1 (pass) · upper
Do pass as amended and be re-referred to the Committee on Appropriations. — 10–1 (pass) · lower
Sponsors
Lara — primary (person)
Alejo — coauthor (person)
Correa — coauthor (person)
Timeline
The legislative action history — every referral, reading, and vote.
2014-02-21 Introduced. To Com. on RLS. for assignment. To print. introduction
2014-02-22 From printer. May be acted upon on or after March 24.
2014-02-24 Read first time. reading-1
2014-03-06 Referred to Com. on INS. referral-committee
2014-03-12 Set for hearing April 9.
2014-04-02 From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. committee-passage, amendment-passage, reading-2, reading-1, referral-committee
2014-04-21 From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 1. Page 3163.) (April 9). committee-passage-favorable, committee-passage, amendment-passage
2014-04-22 Read second time and amended. Re-referred to Com. on APPR. amendment-passage, reading-2, reading-1, referral-committee
2014-04-25 Set for hearing May 5.
2014-05-06 From committee: Do pass. (Ayes 4. Noes 1. Page 3387.) (May 5). committee-passage-favorable, committee-passage
2014-05-07 Read second time. Ordered to third reading. reading-2, reading-1
2014-05-12 Read third time. Passed. (Ayes 26. Noes 7. Page 3437.) Ordered to the Assembly. reading-3, reading-1, passage
2014-05-13 In Assembly. Read first time. Held at Desk. reading-1
2014-05-19 Referred to Com. on INS. referral-committee
2014-06-18 From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. committee-passage, amendment-passage, reading-2, reading-1, referral-committee
2014-06-26 From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 10. Noes 1.) (June 25). committee-passage-favorable, committee-passage, amendment-passage
2014-06-30 Read second time and amended. Re-referred to Com. on APPR. amendment-passage, reading-2, reading-1, referral-committee
2014-08-04 From committee with author's amendments. Read second time and amended. Re-referred to Com. on APPR. committee-passage, amendment-passage, reading-2, reading-1, referral-committee
2014-08-07 From committee: Do pass. (Ayes 13. Noes 4.) (August 6). committee-passage-favorable, committee-passage
2014-08-11 Read second time. Ordered to third reading. reading-2, reading-1
2014-08-14 Read third time. Passed. (Ayes 60. Noes 15. Page 6025.) Ordered to the Senate. reading-3, reading-1, passage
2014-08-14 In Senate. Concurrence in Assembly amendments pending.
2014-08-18 Assembly amendments concurred in. (Ayes 26. Noes 10. Page 4548.) Ordered to engrossing and enrolling. committee-passage-favorable, amendment-passage
2014-08-20 Enrolled and presented to the Governor at 3:30 p.m.
2014-09-19 Approved by the Governor. executive-signature
2014-09-19 Chaptered by Secretary of State. Chapter 487, Statutes of 2014.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d6e6e272-866d-47a9-a860-66ed24bffb9c. Confidence: reported (aggregated from official California legislature records).