Existing law requires an insurance policy to specify certain information, including, but not limited to, the parties to the contract, the property or life insured, the risks insured against, premium, and the coverage period. Existing law, commencing January 1, 2016, and with regard to private passenger automobile insurance that provides coverage for 6 months or longer, specified residential property insurance, and policies of individual disability income insurance that are issued and take effect or that are renewed on or after January 1, 2016, requires an insurer to maintain a verifiable process or adopt a procedure that allows an applicant or policyholder to designate one additional person to receive notice of lapse, termination, expiration, nonrenewal, or cancellation of a policy for nonpayment of premium, as specified. Existing law provides that if an insurer opts to adopt the verifiable process, then the insurer, shall provide the policyholder, within 30 days after the inception of an individual policy, with notice of the right to designate one person. Existing law provides that if a policyholder pays the premium for an insurance policy through a payroll or pension deduction plan, then the notice of the right to designate one person need only be sent within 60 days after the policyholder is no longer on that deduction payment plan. Existing law further requires the application form for an insurance policy to clearly indicate the deduction payment plan selected by the applicant.
California AB 1512 (20152016) — Insurance: notice of lapse.
Existing law requires an insurance policy to specify certain information, including, but not limited to, the parties to the contract, the property or life insured, the risks insured against, premium, and the coverage period. Existing law, commencing January 1, 2016, and with regard to private passenger automobile insurance that provides coverage for 6 months or longer, specified residential property insurance, and policies of individual disability income insurance that are issued and take effect or that are renewed on or after January 1, 2016, requires an insurer to maintain a verifiable process or adopt a procedure that allows an applicant or policyholder to designate one additional person to receive notice of lapse, termination, expiration, nonrenewal, or cancellation of a policy for nonpayment of premium, as specified. Existing law provides that if an insurer opts to adopt the verifiable process, then the insurer, shall provide the policyholder, within 30 days after the inception of an individual policy, with notice of the right to designate one person. Existing law provides that if a policyholder pays the premium for an insurance policy through a payroll or pension deduction plan, then the notice of the right to designate one person need only be sent within 60 days after the policyholder is no longer on that deduction payment plan. Existing law further requires the application form for an insurance policy to clearly indicate the deduction payment plan selected by the applicant.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
AB 1512 INS. Consent Calendar Second Day — 79–0 (pass) · lower
Do pass. To Consent Calendar. — 12–0 (pass) · lower
AB 1512 INS. Concurrence in Senate Amendments By DALY — 80–0 (pass) · lower
Special Consent #3 AB1512 Committee On INS. — 37–0 (pass) · upper
Sponsors
Committee on Insurance — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
2015-03-05 Read first time. To print. reading-1
2015-03-06 From printer. May be heard in committee April 5.
2015-03-26 Referred to Com. on INS. referral-committee
2015-04-06 From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. reading-2, amendment-introduction, amendment-passage, reading-1
2015-04-07 Re-referred to Com. on INS. referral-committee
2015-04-08 From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 8). committee-passage-favorable, committee-passage
2015-04-09 Read second time. Ordered to Consent Calendar. reading-2, reading-1
2015-04-16 Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 977.) reading-3, passage, reading-1
2015-04-16 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
2015-05-07 Referred to Com. on INS. referral-committee
2015-06-01 From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. referral-committee, reading-2, amendment-introduction, amendment-passage, reading-1
2015-06-11 From committee: Do pass. (Ayes 9. Noes 0.) (June 10). committee-passage-favorable, committee-passage
2015-06-15 Read second time. Ordered to third reading. reading-2, reading-1
2015-06-17 Ordered to special consent calendar.
2015-06-22 Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 1551.). reading-3, passage, reading-1
2015-06-23 In Assembly. Concurrence in Senate amendments pending. May be considered on or after June 25 pursuant to Assembly Rule 77.
2015-06-25 Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 80. Noes 0. Page 2142.). committee-passage-favorable, amendment-passage
2015-07-02 Enrolled and presented to the Governor at 1 p.m.
2015-07-14 Approved by the Governor. executive-signature
2015-07-14 Chaptered by Secretary of State - Chapter 95, Statutes of 2015.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/8d1d3fcb-323b-4a8e-801c-28142bc11708. Confidence: reported (aggregated from official California legislature records).
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