Existing law, the Consumer Credit Reporting Agencies Act, requires every consumer credit reporting agency, upon request and proper identification of any consumer, to allow the consumer to visually inspect all files maintained regarding that consumer at the time of the request. Existing law requires every consumer reporting agency to advise the consumer of the agency's obligation to provide a decoded written version of the file. Existing law grants the consumer the right to request and receive a decoded written version of the file. Existing law requires a consumer credit reporting agency to disclose the recipients of any consumer credit report on the consumer which the consumer credit reporting agency has furnished, as specified.
California AB 2416 (20152016) — Escrow agent rating service.
Existing law, the Consumer Credit Reporting Agencies Act, requires every consumer credit reporting agency, upon request and proper identification of any consumer, to allow the consumer to visually inspect all files maintained regarding that consumer at the time of the request. Existing law requires every consumer reporting agency to advise the consumer of the agency's obligation to provide a decoded written version of the file. Existing law grants the consumer the right to request and receive a decoded written version of the file. Existing law requires a consumer credit reporting agency to disclose the recipients of any consumer credit report on the consumer which the consumer credit reporting agency has furnished, as specified.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Do pass. To Consent Calendar. — 12–0 (pass) · lower
Consent Calendar 2nd — 37–0 (pass) · upper
AB 2416 WILK Consent Calendar Second Day — 76–0 (pass) · lower
AB 2416 WILK Concurrence in Senate Amendments — 76–0 (pass) · lower
Do pass as amended, and be ordered to the Consent Calendar — 7–0 (pass) · upper
Sponsors
Wilk — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
2016-02-19 Introduced. To print. introduction
2016-02-21 From printer. May be heard in committee March 22.
2016-02-22 Read first time. reading-1
2016-03-08 Referred to Com. on B. & F. referral-committee
2016-04-26 From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 25). committee-passage-favorable, committee-passage
2016-04-27 Read second time. Ordered to Consent Calendar. reading-2, reading-1
2016-05-02 Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 4626.) reading-3, passage, reading-1
2016-05-02 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
2016-05-12 Referred to Com. on JUD. referral-committee
2016-06-20 From committee: Amend, and do pass as amended. To Consent Calendar. (Ayes 7. Noes 0.) (June 14). amendment-introduction, committee-passage, amendment-passage
2016-06-21 Read second time and amended. Ordered to consent calendar. amendment-passage, reading-2, reading-1
2016-06-30 Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 4646.). reading-3, passage, reading-1
2016-06-30 In Assembly. Concurrence in Senate amendments pending. May be considered on or after July 29 pursuant to Assembly Rule 77.
2016-08-01 Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 76. Noes 0. Page 5639.). committee-passage-favorable, amendment-passage
2016-08-05 Enrolled and presented to the Governor at 2:30 p.m.
2016-08-17 Approved by the Governor. executive-signature
2016-08-17 Chaptered by Secretary of State - Chapter 135, Statutes of 2016.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/450c5b9a-52d2-429a-955a-5cfe71a87ff4. Confidence: reported (aggregated from official California legislature records).
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