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republic-os/legislation/us/states/ca/20152016/sb-657.md
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Fabio 5a13be122b Legislation: batch E — CA TN VA VT WA WI WV WY 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:28:36 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill The California Residential Mortgage Lending Act: lenders: licensees. Existing law defines specified terms for purposes of the California Residential Mortgage Lending Act, which generally prohibits a person from engaging in the business of making residential mortgage loans or servicing residential mortgage loans without first obtaining a license from the Commissioner of Business Oversight in accordance with the act. Existing law defines a lender as a person who is an approved lender for the Federal Housing Administration, the Veterans Administration, the Farmers Home Administration, the Government National Mortgage Association, the Federal National Mortgage Association, or the Federal Home Loan Mortgage Corporation, who directly makes residential mortgage loans, and who makes the credit decision in the loan transactions. Existing law requires a licensee issued a license for purposes of making or servicing residential mortgage loans to continuously maintain a minimum tangible net worth of $250,000. us/states/ca California Legislature 20152016 SB 657 California SB 657 (20152016)
bill
The California Residential Mortgage Lending Act: lenders: licensees.
enacted
Berryhill
8 35 9 2015-02-27 2016-09-29 openstates ocd-bill/67cf04ae-8754-4e48-9d26-ca5564dcfc1a http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB657 a561133dc887c31b03122ded09f226e0992ca664c2df0a0ed37079d0e5f7aaae 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ca

California SB 657 (20152016) — The California Residential Mortgage Lending Act: lenders: licensees.

Existing law defines specified terms for purposes of the California Residential Mortgage Lending Act, which generally prohibits a person from engaging in the business of making residential mortgage loans or servicing residential mortgage loans without first obtaining a license from the Commissioner of Business Oversight in accordance with the act. Existing law defines a lender as a person who is an approved lender for the Federal Housing Administration, the Veterans Administration, the Farmers Home Administration, the Government National Mortgage Association, the Federal National Mortgage Association, or the Federal Home Loan Mortgage Corporation, who directly makes residential mortgage loans, and who makes the credit decision in the loan transactions. Existing law requires a licensee issued a license for purposes of making or servicing residential mortgage loans to continuously maintain a minimum tangible net worth of $250,000.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. 02/27/15 - Introduced (filed) — source
  2. 04/21/15 - Amended Senate (committee substitute) — source
  3. 06/13/16 - Amended Assembly (committee substitute) — source
  4. 06/23/15 - Amended Senate (committee substitute) — source
  5. 08/01/16 - Amended Assembly (committee substitute) — source
  6. 09/29/16 - Chaptered (committee substitute) — source
  7. SB657 (committee substitute) — source
  8. 08/26/16 - Enrolled (enrolled) — source

Votes

  • 2nd Reading (Urgency Clause) — 38–0 (pass) · upper
  • Do pass and be re-referred to the Committee on [Appropriations] — 12–0 (pass) · lower
  • SB 657 Berryhill, T. Consent Calendar Second Day — 78–0 (pass) · lower
  • Do pass — 7–0 (pass) · upper
  • Do pass. To Consent Calendar. — 20–0 (pass) · lower
  • That the Assembly amendments be concurred in — 7–0 (pass) · upper
  • Placed on suspense file — 7–0 (pass) · upper
  • Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations] — 10–0 (pass) · upper
  • Special Consent — 39–0 (pass) · upper

Sponsors

  • Berryhill — primary (person)
  • Cooley — coauthor (person)
  • Dababneh — principal coauthor (person)
  • Pan — author (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2015-02-27 Introduced. To Com. on RLS. for assignment. To print. introduction
  • 2015-03-02 From printer. May be acted upon on or after April 1.
  • 2015-03-02 Read first time. reading-1
  • 2015-03-12 Referred to Com. on RLS. referral-committee
  • 2015-04-21 From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS. referral-committee, reading-2, amendment-passage, committee-passage, reading-1
  • 2015-04-22 Re-referred to Com. on E., U., & C. referral-committee
  • 2015-04-23 Set for hearing April 27.
  • 2015-04-27 April 27 hearing postponed by committee.
  • 2015-06-05 Set for hearing June 16.
  • 2015-06-22 From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 10. Noes 0. Page 1452.) (June 16). committee-passage-favorable, committee-passage, amendment-passage
  • 2015-06-23 Read second time and amended. Re-referred to Com. on APPR. referral-committee, reading-2, amendment-passage, reading-1
  • 2015-06-26 Set for hearing July 6.
  • 2015-07-06 July 6 hearing: Placed on APPR. suspense file.
  • 2015-08-21 Set for hearing August 27.
  • 2015-08-27 From committee: Do pass. (Ayes 7. Noes 0. Page 2216.) (August 27). committee-passage-favorable, committee-passage
  • 2015-08-31 Unanimous consent granted to take up without reference to file.
  • 2015-08-31 Read third time. Urgency clause adopted. Passed. (Ayes 38. Noes 0. Page 2246.) Ordered to the Assembly. reading-3, passage, reading-1
  • 2015-08-31 In Assembly. Read first time. Held at Desk. reading-1
  • 2016-06-13 Referred to Com. on B. & F. referral-committee
  • 2016-06-13 From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F. referral-committee, reading-2, amendment-passage, committee-passage, reading-1
  • 2016-06-28 From committee: Do pass and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (June 27). Re-referred to Com. on APPR. referral-committee, committee-passage-favorable, committee-passage
  • 2016-08-01 From committee with author's amendments. Read second time and amended. Re-referred to Com. on APPR. referral-committee, reading-2, amendment-passage, committee-passage, reading-1
  • 2016-08-03 From committee: Do pass. Ordered to consent calendar. (Ayes 20. Noes 0.) (August 3). committee-passage-favorable, committee-passage
  • 2016-08-04 Read second time. Ordered to consent calendar. reading-2, reading-1
  • 2016-08-11 Read third time. Passed. (Ayes 78. Noes 0. Page 5778.) Ordered to the Senate. reading-3, passage, reading-1
  • 2016-08-11 In Senate. Concurrence in Assembly amendments pending.
  • 2016-08-15 Re-referred to Com. on RLS. pursuant to Senate Rule 29.10(d). referral-committee
  • 2016-08-15 From committee: Be re-referred to Com. on B. & F.I. pursuant to Senate Rule 29.10(d). (Ayes 4. Noes 0. Page 4954.) Re-referred to Com. on B. & F.I. referral-committee, committee-passage
  • 2016-08-16 Set for hearing August 17.
  • 2016-08-17 From committee: That the Assembly amendments be concurred in. (Ayes 7. Noes 0. Page 5077.) committee-passage
  • 2016-08-23 Ordered to special consent calendar.
  • 2016-08-25 Assembly amendments concurred in. (Ayes 39. Noes 0. Page 5427.) Ordered to engrossing and enrolling. committee-passage-favorable, amendment-passage
  • 2016-08-30 Enrolled and presented to the Governor at 1:30 p.m.
  • 2016-09-29 Approved by the Governor. executive-signature
  • 2016-09-29 Chaptered by Secretary of State. Chapter 797, Statutes of 2016.

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/67cf04ae-8754-4e48-9d26-ca5564dcfc1a. Confidence: reported (aggregated from official California legislature records).

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