Residential property insurance: state of emergency.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires coverage for additional living expenses incurred due to a covered loss relating to a state of emergency to be for a period of no less than 24 months. Existing law prohibits, in the event of a total loss of the insured structure, a policy from limiting or denying payment of the building code upgrade cost or the replacement cost on the basis that the insured has decided to rebuild at a new location or to purchase an already built home at a new location.
us/states/ca
California Legislature
20192020
SB 872
California SB 872 (20192020)
bill
Residential property insurance: state of emergency.
California SB 872 (20192020) — Residential property insurance: state of emergency.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires coverage for additional living expenses incurred due to a covered loss relating to a state of emergency to be for a period of no less than 24 months. Existing law prohibits, in the event of a total loss of the insured structure, a policy from limiting or denying payment of the building code upgrade cost or the replacement cost on the basis that the insured has decided to rebuild at a new location or to purchase an already built home at a new location.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
The legislative action history — every referral, reading, and vote.
2020-01-21 Introduced. Read first time. To Com. on RLS. for assignment. To print. introduction, reading-1
2020-01-22 From printer. May be acted upon on or after February 21.
2020-01-29 Referred to Com. on INS. referral-committee
2020-05-11 Set for hearing May 14.
2020-05-14 From committee: Do pass. (Ayes 9. Noes 2. Page 3540.) (May 14). committee-passage-favorable, committee-passage
2020-05-18 Read second time. Ordered to third reading. reading-1, reading-2
2020-06-22 Read third time. Passed. (Ayes 29. Noes 3. Page 3793.) Ordered to the Assembly. passage, reading-3, reading-1
2020-06-22 In Assembly. Read first time. Held at Desk. reading-1
2020-06-29 Referred to Com. on INS. referral-committee
2020-07-27 From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. reading-1, reading-2, amendment-passage, committee-passage, referral-committee
2020-07-27 July 29 hearing postponed by committee.
2020-08-05 From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. reading-1, reading-2, amendment-passage, committee-passage, referral-committee
2020-08-11 From committee: Do pass as amended. (Ayes 13. Noes 0.) (August 11). committee-passage-favorable, committee-passage, amendment-passage
2020-08-12 Read second time and amended. Ordered to second reading. amendment-passage, reading-1, reading-2
2020-08-13 Coauthors revised.
2020-08-13 Read second time. Ordered to third reading. reading-1, reading-2
2020-08-24 Read third time. Passed. (Ayes 76. Noes 0. Page 5172.) Ordered to the Senate. passage, reading-3, reading-1
2020-08-24 In Senate. Concurrence in Assembly amendments pending.
2020-08-28 Assembly amendments concurred in. (Ayes 33. Noes 0. Page 4396.) Ordered to engrossing and enrolling. amendment-passage, committee-passage-favorable
2020-09-04 Enrolled and presented to the Governor at 4:30 p.m.
2020-09-29 Approved by the Governor. executive-signature
2020-09-29 Chaptered by Secretary of State. Chapter 261, Statutes of 2020.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/6c0920cd-262b-49c1-8462-7527a78592ef. Confidence: reported (aggregated from official California legislature records).