republic-os/legislation/us/states/ca/20212022/ab-1405.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Debt settlement practices.	Existing law regulates various practices related to debt, including its sale and collection. Existing law, for purposes of debt collection, defines "consumer debt" as, among other things, money due or owing or alleged to be due or owing from a natural person by reason of a consumer credit transaction. Existing law, the Check Sellers, Bill Payers and Proraters Law, prohibits a person from engaging in the business of acting as a prorater without first obtaining a license from the Commissioner of Financial Protection and Innovation and defines a "prorater" as, among other things, a person who, for compensation, engages in the business of receiving money for the purpose of distributing the money among creditors in payment or partial payment of the obligations of the debtor. Under existing law, the Consumers Legal Remedies Act, specified unfair methods of competition and unfair or deceptive acts or practices undertaken by any person in a transaction intended to result or that result in the sale or lease of goods or services to any consumer are unlawful.	us/states/ca	California Legislature	20212022	AB 1405	California AB 1405 (20212022)	bill	Debt settlement practices.	enacted	Wicks	11	34	10	2021-02-19	2021-10-04	openstates	ocd-bill/0467e881-243b-442a-b78d-390b616a6fdb	http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220AB1405	a2784fb333c3b70f3b112a87938eb1f8acd65aa332c6e55c35449fcae4182d95	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ca

California AB 1405 (20212022) — Debt settlement practices.

Existing law regulates various practices related to debt, including its sale and collection. Existing law, for purposes of debt collection, defines "consumer debt" as, among other things, money due or owing or alleged to be due or owing from a natural person by reason of a consumer credit transaction. Existing law, the Check Sellers, Bill Payers and Proraters Law, prohibits a person from engaging in the business of acting as a prorater without first obtaining a license from the Commissioner of Financial Protection and Innovation and defines a "prorater" as, among other things, a person who, for compensation, engages in the business of receiving money for the purpose of distributing the money among creditors in payment or partial payment of the obligations of the debtor. Under existing law, the Consumers Legal Remedies Act, specified unfair methods of competition and unfair or deceptive acts or practices undertaken by any person in a transaction intended to result or that result in the sale or lease of goods or services to any consumer are unlawful.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. 02/19/21 - Introduced (filed) — source
2. 03/25/21 - Amended Assembly (committee substitute) — source
3. 04/20/21 - Amended Assembly (committee substitute) — source
4. 05/05/21 - Amended Assembly (committee substitute) — source
5. 06/14/21 - Amended Senate (committee substitute) — source
6. 06/29/21 - Amended Senate (committee substitute) — source
7. 07/01/21 - Amended Senate (committee substitute) — source
8. 08/16/21 - Amended Senate (committee substitute) — source
9. 10/04/21 - Chaptered (committee substitute) — source
10. AB1405 (committee substitute) — source
11. 09/09/21 - Enrolled (enrolled) — source

Votes

• Do pass as amended, but first amend, and re-refer to the Committee on [Judiciary] — 7–0 (pass) · upper
• Do pass as amended and be re-referred to the Committee on [Judiciary] — 9–3 (pass) · lower
• AB 1405 Wicks Assembly Third Reading — 54–16 (pass) · lower
• 3rd Reading AB1405 Wicks By Limón — 33–6 (pass) · upper
• AB 1405 Wicks Concurrence in Senate Amendments — 53–17 (pass) · lower
• Do pass, but first be re-referred to the Committee on [Appropriations] — 9–1 (pass) · upper
• Do pass. — 12–4 (pass) · lower
• Do pass as amended and be re-referred to the Committee on [Appropriations] — 8–2 (pass) · lower
• Placed on suspense file — 7–0 (pass) · upper
• Do pass — 5–2 (pass) · upper

Sponsors

• Wicks — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2021-02-19 Introduced. To print. introduction
• 2021-02-20 From printer. May be heard in committee March 22.
• 2021-02-22 Read first time. reading-1
• 2021-03-25 Referred to Coms. on B. & F. and JUD. referral-committee
• 2021-03-25 From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. amendment-introduction, amendment-passage, reading-1, reading-2
• 2021-03-26 Re-referred to Com. on B. & F. referral-committee
• 2021-04-19 From committee: Amend, and do pass as amended and re-refer to Com. on JUD. (Ayes 9. Noes 3.) (April 15). amendment-introduction, amendment-passage, committee-passage, referral-committee
• 2021-04-20 Read second time and amended. amendment-passage, reading-1, reading-2
• 2021-04-21 Re-referred to Com. on JUD. referral-committee
• 2021-05-04 From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 8. Noes 2.) (May 4). amendment-introduction, amendment-passage, committee-passage, referral-committee
• 2021-05-05 Read second time and amended. amendment-passage, reading-1, reading-2
• 2021-05-06 Re-referred to Com. on APPR. referral-committee
• 2021-05-12 In committee: Set, first hearing. Referred to APPR. suspense file. referral-committee
• 2021-05-20 From committee: Do pass. (Ayes 12. Noes 4.) (May 20). committee-passage, committee-passage-favorable
• 2021-05-24 Read second time. Ordered to third reading. reading-1, reading-2
• 2021-06-02 Read third time. Passed. Ordered to the Senate. (Ayes 54. Noes 16. Page 1832.) passage, reading-1, reading-3
• 2021-06-03 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
• 2021-06-09 Referred to Coms. on B. & F.I., JUD. and APPR. referral-committee
• 2021-06-14 From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee
• 2021-06-28 From committee: Amend, and do pass as amended and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (June 23). amendment-introduction, amendment-passage, committee-passage, referral-committee
• 2021-06-29 Read second time and amended. Re-referred to Com. on JUD. amendment-passage, reading-1, reading-2, referral-committee
• 2021-07-01 From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD. amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee
• 2021-07-14 From committee: Do pass and re-refer to Com. on APPR. (Ayes 9. Noes 1.) (July 13). Re-referred to Com. on APPR. committee-passage, committee-passage-favorable, referral-committee
• 2021-08-16 In committee: Hearing postponed by committee.
• 2021-08-16 From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on APPR. amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee
• 2021-08-23 In committee: Referred to APPR suspense file. referral-committee
• 2021-08-26 From committee: Do pass. (Ayes 5. Noes 2.) (August 26). committee-passage, committee-passage-favorable
• 2021-08-26 Read second time. Ordered to third reading. reading-1, reading-2
• 2021-09-02 Read third time. Passed. Ordered to the Assembly. (Ayes 33. Noes 6. Page 2337.). passage, reading-1, reading-3
• 2021-09-02 In Assembly. Concurrence in Senate amendments pending. May be considered on or after September 4 pursuant to Assembly Rule 77.
• 2021-09-07 Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 53. Noes 17. Page 2836.). amendment-passage, committee-passage-favorable
• 2021-09-13 Enrolled and presented to the Governor at 3 p.m.
• 2021-10-04 Approved by the Governor. executive-signature
• 2021-10-04 Chaptered by Secretary of State - Chapter 454, Statutes of 2021. became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/0467e881-243b-442a-b78d-390b616a6fdb. Confidence: reported (aggregated from official California legislature records).