republic-os/legislation/us/states/ca/20232024/sb-1146.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Mortgages.	Existing law exempts from the usury limitation set forth in Section 1 of Article XV of the California Constitution a loan or forbearance made or arranged by any person licensed as a real estate broker by the State of California, and secured, directly or collaterally, in whole or in part on real property. Existing law provides that a loan or forbearance is arranged by a person licensed as a real estate broker when the broker takes any of specified actions, including (1) acting for compensation or in expectation of compensation for soliciting, negotiating, or arranging the loan for another, and (2) acting for compensation or in expectation of compensation for selling, buying, leasing, exchanging, or negotiating the sale, purchase, lease, or exchange of real property or a business for another and arranging a forbearance, extension, or refinancing of any loan in connection with that sale, purchase, lease, exchange of, or an improvement to, real property or a business. Existing law defines the term "made or arranged" to include any loan made by a person licensed as a real estate broker as a principal or as an agent for others, and whether or not the person is acting within the course and scope of such license.	us/states/ca	California Legislature	20232024	SB 1146	California SB 1146 (20232024)	bill	Mortgages	enacted	Wilk	8	31	8	2024-02-14	2024-09-25	openstates	ocd-bill/13099ce1-8b64-4689-98f9-d9da7416274f	http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB1146	a4b7808539d602bc1384d4386c7e189303cc24768561a1d411384dd17ae4934e	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ca

California SB 1146 (20232024) — Mortgages.

Existing law exempts from the usury limitation set forth in Section 1 of Article XV of the California Constitution a loan or forbearance made or arranged by any person licensed as a real estate broker by the State of California, and secured, directly or collaterally, in whole or in part on real property. Existing law provides that a loan or forbearance is arranged by a person licensed as a real estate broker when the broker takes any of specified actions, including (1) acting for compensation or in expectation of compensation for soliciting, negotiating, or arranging the loan for another, and (2) acting for compensation or in expectation of compensation for selling, buying, leasing, exchanging, or negotiating the sale, purchase, lease, or exchange of real property or a business for another and arranging a forbearance, extension, or refinancing of any loan in connection with that sale, purchase, lease, exchange of, or an improvement to, real property or a business. Existing law defines the term "made or arranged" to include any loan made by a person licensed as a real estate broker as a principal or as an agent for others, and whether or not the person is acting within the course and scope of such license.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. 02/14/24 - Introduced (filed) — source
2. 04/01/24 - Amended Senate (committee substitute) — source
3. 05/02/24 - Amended Senate (committee substitute) — source
4. 06/03/24 - Amended Assembly (committee substitute) — source
5. 08/19/24 - Amended Assembly (committee substitute) — source
6. 09/25/24 - Chaptered (committee substitute) — source
7. SB1146 (committee substitute) — source
8. 08/30/24 - Enrolled (enrolled) — source

Votes

• Consent Calendar 2nd — 37–0 (pass) · upper
• Do pass and be re-referred to the Committee on [Judiciary] — 8–0 (pass) · lower
• SB 1146 Wilk Consent Calendar Second Day — 72–0 (pass) · lower
• Do pass. To Consent Calendar. — 11–0 (pass) · lower
• SB 1146 Wilk Senate Third Reading By Chen — 77–0 (pass) · lower
• Do pass as amended, and be ordered to the Consent Calendar — 11–0 (pass) · upper
• Special Consent — 39–0 (pass) · upper
• Do pass, but first be re-referred to the Committee on [Judiciary] with the recommendation: To Consent Calendar — 7–0 (pass) · upper

Sponsors

• Wilk — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2024-02-14 Introduced. Read first time. To Com. on RLS. for assignment. To print. introduction, reading-1
• 2024-02-15 From printer. May be acted upon on or after March 16.
• 2024-02-21 Referred to Coms. on B. & F.I. and JUD. referral-committee
• 2024-04-01 From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I. amendment-passage, committee-passage, reading-1, reading-2, referral-committee
• 2024-04-05 Set for hearing April 17.
• 2024-04-17 From committee: Do pass and re-refer to Com. on JUD. with recommendation: To consent calendar. (Ayes 7. Noes 0. Page 3658.) (April 17). Re-referred to Com. on JUD. committee-passage, committee-passage-favorable, referral-committee
• 2024-04-22 Set for hearing April 30.
• 2024-05-01 From committee: Do pass as amended. Ordered to consent calendar. (Ayes 11. Noes 0. Page 3820.) (April 30). amendment-passage, committee-passage, committee-passage-favorable
• 2024-05-02 Read second time and amended. Ordered to consent calendar. amendment-passage, reading-1, reading-2
• 2024-05-09 Read third time. Passed. (Ayes 37. Noes 0. Page 3872.) Ordered to the Assembly. passage, reading-1, reading-3
• 2024-05-09 In Assembly. Read first time. Held at Desk. reading-1
• 2024-05-20 Referred to Coms. on B. & F. and JUD. referral-committee
• 2024-06-03 From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F. amendment-passage, committee-passage, reading-1, reading-2, referral-committee
• 2024-06-18 From committee: Do pass and re-refer to Com. on JUD. (Ayes 8. Noes 0.) (June 17). Re-referred to Com. on JUD. committee-passage, committee-passage-favorable, referral-committee
• 2024-06-25 From committee: Do pass. Ordered to consent calendar. (Ayes 11. Noes 0.) (June 25). committee-passage, committee-passage-favorable
• 2024-06-26 Read second time. Ordered to consent calendar. reading-1, reading-2
• 2024-07-01 Read third time. Passed. (Ayes 72. Noes 0. Page 6117.) Ordered to the Senate. passage, reading-1, reading-3
• 2024-07-01 In Senate. Concurrence in Assembly amendments pending.
• 2024-08-05 Ordered to the Assembly.
• 2024-08-05 In Assembly. Held at Desk.
• 2024-08-15 Action rescinded whereby bill was read third time, passed, and ordered to Senate. passage, reading-3
• 2024-08-15 Ordered to third reading.
• 2024-08-19 Read third time and amended. amendment-passage, reading-1, reading-3
• 2024-08-19 Ordered to third reading.
• 2024-08-26 Read third time. Passed. (Ayes 77. Noes 0. Page 6511.) Ordered to the Senate. passage, reading-1, reading-3
• 2024-08-26 In Senate. Concurrence in Assembly amendments pending.
• 2024-08-27 Ordered to special consent calendar.
• 2024-08-28 Assembly amendments concurred in. (Ayes 39. Noes 0. Page 5614.) Ordered to engrossing and enrolling. amendment-passage, committee-passage-favorable
• 2024-09-04 Enrolled and presented to the Governor at 4 p.m.
• 2024-09-25 Approved by the Governor. executive-signature
• 2024-09-25 Chaptered by Secretary of State. Chapter 601, Statutes of 2024. became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/13099ce1-8b64-4689-98f9-d9da7416274f. Confidence: reported (aggregated from official California legislature records).