Under existing law, a notice of cancellation of an automobile insurance policy shall not be effective unless mailed or delivered by the insurer to the named insured, lienholder, or additional interest at least 20 days prior to the effective date of cancellation, and at least 10 days' notice of cancellation when the reason for cancellation is for nonpayment of premium. For purposes of this provision, nonpayment of premium means failure of the named insured to discharge when due any of their obligations in connection with the payment of premiums on a policy, or any installment of the premium, as specified. Existing case law requires the 10-day notice period for nonpayment to commence after default.
California SB 1295 (20232024) — Automobile insurance: notice of cancellation.
Under existing law, a notice of cancellation of an automobile insurance policy shall not be effective unless mailed or delivered by the insurer to the named insured, lienholder, or additional interest at least 20 days prior to the effective date of cancellation, and at least 10 days' notice of cancellation when the reason for cancellation is for nonpayment of premium. For purposes of this provision, nonpayment of premium means failure of the named insured to discharge when due any of their obligations in connection with the payment of premiums on a policy, or any installment of the premium, as specified. Existing case law requires the 10-day notice period for nonpayment to commence after default.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
The legislative action history — every referral, reading, and vote.
2024-02-15 Introduced. Read first time. To Com. on RLS. for assignment. To print. introduction, reading-1
2024-02-16 From printer. May be acted upon on or after March 17.
2024-02-29 Referred to Com. on RLS. referral-committee
2024-03-20 From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS. amendment-passage, committee-passage, reading-1, reading-2, referral-committee
2024-04-03 Re-referred to Com. on INS. referral-committee
2024-04-09 Set for hearing April 24.
2024-04-09 From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. amendment-passage, committee-passage, reading-1, reading-2, referral-committee
2024-04-24 From committee: Do pass. (Ayes 6. Noes 0. Page 3757.) (April 24). committee-passage, committee-passage-favorable
2024-04-25 Read second time. Ordered to third reading. reading-1, reading-2
2024-05-20 Read third time. Passed. (Ayes 39. Noes 0. Page 4015.) Ordered to the Assembly. passage, reading-1, reading-3
2024-05-21 In Assembly. Read first time. Held at Desk. reading-1
2024-05-28 Referred to Com. on INS. referral-committee
2024-06-26 From committee: Do pass. Ordered to consent calendar. (Ayes 15. Noes 0.) (June 26). committee-passage, committee-passage-favorable
2024-06-27 Read second time. Ordered to consent calendar. reading-1, reading-2
2024-07-01 From consent calendar on motion of Assembly Member Blanca Rubio.
2024-07-01 Ordered to third reading.
2024-08-29 Read third time. Passed. (Ayes 76. Noes 0. Page 6890.) Ordered to the Senate. passage, reading-1, reading-3
2024-08-30 In Senate. Ordered to engrossing and enrolling.
2024-09-09 Enrolled and presented to the Governor at 3 p.m.
2024-09-27 Approved by the Governor. executive-signature
2024-09-27 Chaptered by Secretary of State. Chapter 793, Statutes of 2024. became-law
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/571960da-1e5b-4820-ae1c-c7e25a0ca94b. Confidence: reported (aggregated from official California legislature records).