republic-os/legislation/us/states/de/149/hb-31.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	AN ACT TO AMEND TITLES 5 AND 11 OF THE DELAWARE CODE RELATING TO PRIZE-LINKED SAVINGS PROGRAM.	This bill authorizes the use of “prize-linked” savings accounts in the State of Delaware. These accounts have been used in a number of countries and several U.S. states to promote savings, especially among persons with low-income and first-time savers. A deposit into the program makes the entrant eligible for a prize. The principal in the account remains untouched. The first large-scale program of this nature in the U.S. was launched in Michigan about 6 years ago, and the program has subsequently expanded to Nebraska, North Carolina and Washington. At the end of 2014, federal legislation was passed allowing federally charted banks and credit unions to offer this type of savings account in any state that does not prohibit it. This bill explicitly authorizes such programs in Delaware and clarifies that such programs do not constitute prohibited gambling or lottery practices.	us/states/de	Delaware General Assembly	149	HB 31	Delaware HB 31 (149)	bill		enacted	Bryan Townsend Catherine Cloutier Helene M. Keeley Sean Matthews	1	7	2	2017-01-11	2017-05-02	openstates	ocd-bill/cea14763-b5cd-4f20-9101-08591c2ecef9	https://legis.delaware.gov/BillDetail?LegislationId=25379	ddf11bd6f1750ac62b8e24388632bbc70e9fe97bfbdd2157edc459260cae5fd1	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-de

Delaware HB 31 (149) — AN ACT TO AMEND TITLES 5 AND 11 OF THE DELAWARE CODE RELATING TO PRIZE-LINKED SAVINGS PROGRAM.

This bill authorizes the use of “prize-linked” savings accounts in the State of Delaware. These accounts have been used in a number of countries and several U.S. states to promote savings, especially among persons with low-income and first-time savers. A deposit into the program makes the entrant eligible for a prize. The principal in the account remains untouched. The first large-scale program of this nature in the U.S. was launched in Michigan about 6 years ago, and the program has subsequently expanded to Nebraska, North Carolina and Washington. At the end of 2014, federal legislation was passed allowing federally charted banks and credit unions to offer this type of savings account in any state that does not prohibit it. This bill explicitly authorizes such programs in Delaware and clarifies that such programs do not constitute prohibited gambling or lottery practices.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Bill Text (committee substitute) — source

Votes

• SM — 20–0 (pass) · upper
• SM — 38–0 (pass) · lower

Sponsors

• Bryan Townsend — primary (person)
• Catherine Cloutier — primary (person)
• Helene M. Keeley — primary (person)
• Sean Matthews — primary (person)
• Brian J. Bushweller — cosponsor (person)
• Bryant L. Richardson — cosponsor (person)
• Gerald W. Hocker — cosponsor (person)
• Gregory F. Lavelle — cosponsor (person)
• Harris B. McDowell — cosponsor (person)
• John A. Kowalko — cosponsor (person)
• John L. Mitchell — cosponsor (person)
• John Walsh — cosponsor (person)
• Paul S. Baumbach — cosponsor (person)
• Quinton Johnson — cosponsor (person)
• Ronald E. Gray — cosponsor (person)
• Ruth Briggs King — cosponsor (person)
• Trey Charles Paradee — cosponsor (person)
• William J. Carson — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2017-01-11 Introduced and Assigned to Economic Development/Banking/Insurance/Commerce Committee in House introduction, referral-committee
• 2017-01-18 Reported Out of Committee (Economic Development/Banking/Insurance/Commerce) in House with 11 On Its Merits committee-passage
• 2017-03-21 Passed By House. Votes: 38 YES 3 ABSENT passage
• 2017-03-21 Assigned to Banking, Business & Insurance Committee in Senate introduction, referral-committee
• 2017-03-30 Reported Out of Committee (Banking, Business & Insurance) in Senate with 1 Favorable, 3 On Its Merits committee-passage-favorable, committee-passage
• 2017-04-04 Passed By Senate. Votes: 20 YES 1 ABSENT passage
• 2017-05-02 Signed by Governor executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/cea14763-b5cd-4f20-9101-08591c2ecef9. Confidence: reported (aggregated from official Delaware legislature records).