republic-os/legislation/us/states/il/100th/hb-4095.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	CREDIT FREEZE-NO FEE ALLOWED	Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer reporting agency may not impose a charge on a consumer for placing a freeze, removing a freeze, or temporarily lifting a freeze. Makes corresponding changes. Effective immediately.	us/states/il	Illinois General Assembly	100th	HB 4095	Illinois HB 4095 (100th)	bill		enacted		3	117	2	2017-09-12	2018-06-08	openstates	ocd-bill/e1184c17-455c-438d-a3f3-f98f0fed956c	http://ilga.gov/legislation/BillStatus.asp?DocNum=4095&GAID=14&DocTypeID=HB&LegId=107863&SessionID=91&GA=100	73ea66c19b9afdd30b48c000ebc7970c2c17d9552fe16628917be07b7fe174b7	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois HB 4095 (100th) — CREDIT FREEZE-NO FEE ALLOWED

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer reporting agency may not impose a charge on a consumer for placing a freeze, removing a freeze, or temporarily lifting a freeze. Makes corresponding changes. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Enrolled (enrolled) — source

Votes

• Third Reading — 109–0 (pass) · lower
• Third Reading — 56–0 (pass) · upper

Sponsors

• Andy Manar — cosponsor (person)
• Chapin Rose — cosponsor (person)
• Cristina Castro — cosponsor (person)
• Dale Fowler — cosponsor (person)
• Dan McConchie — cosponsor (person)
• David Koehler — cosponsor (person)
• Elgie R. Sims, Jr. — cosponsor (person)
• Gregory Harris — primary (person)
• Ira I. Silverstein — cosponsor (person)
• Iris Y. Martinez — cosponsor (person)
• Jennifer Bertino-Tarrant — cosponsor (person)
• Kimberly A. Lightford — cosponsor (person)
• Laura M. Murphy — cosponsor (person)
• Linda Holmes — cosponsor (person)
• Mattie Hunter — cosponsor (person)
• Michael Connelly — cosponsor (person)
• Neil Anderson — cosponsor (person)
• Omar Aquino — cosponsor (person)
• Pamela J. Althoff — cosponsor (person)
• Paul Schimpf — cosponsor (person)
• Scott M. Bennett — cosponsor (person)
• Steve Stadelman — cosponsor (person)
• Steven M. Landek — cosponsor (person)
• Thomas Cullerton — cosponsor (person)
• William R. Haine — cosponsor (person)
• Wm. Sam McCann — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2017-09-12 Filed with the Clerk by Rep. Gregory Harris filing
• 2017-09-13 Added Chief Co-Sponsor Rep. Natalie A. Manley
• 2017-09-13 Added Chief Co-Sponsor Rep. Litesa E. Wallace
• 2017-09-14 Added Co-Sponsor Rep. Michelle Mussman
• 2017-09-14 Added Co-Sponsor Rep. Barbara Flynn Currie
• 2017-09-14 Added Co-Sponsor Rep. Sonya M. Harper
• 2017-09-14 Added Co-Sponsor Rep. Daniel J. Burke
• 2017-09-14 Added Co-Sponsor Rep. Sue Scherer
• 2017-09-14 Added Co-Sponsor Rep. Camille Y. Lilly
• 2017-09-14 Added Co-Sponsor Rep. Sara Feigenholtz
• 2017-09-14 Added Co-Sponsor Rep. Katie Stuart
• 2017-09-14 Added Co-Sponsor Rep. John Connor
• 2017-09-14 Added Co-Sponsor Rep. Sam Yingling
• 2017-09-14 Added Co-Sponsor Rep. Deb Conroy
• 2017-09-14 Added Co-Sponsor Rep. Linda Chapa LaVia
• 2017-09-14 Added Co-Sponsor Rep. Jaime M. Andrade, Jr.
• 2017-09-14 Added Co-Sponsor Rep. Jay Hoffman
• 2017-09-14 Added Co-Sponsor Rep. Emanuel Chris Welch
• 2017-09-15 Added Co-Sponsor Rep. Silvana Tabares
• 2017-09-15 Added Co-Sponsor Rep. Kelly M. Burke
• 2017-09-15 Added Co-Sponsor Rep. Lawrence Walsh, Jr.
• 2017-09-15 Added Co-Sponsor Rep. Stephanie A. Kifowit
• 2017-09-15 Added Co-Sponsor Rep. Melissa Conyears-Ervin
• 2017-09-15 Added Chief Co-Sponsor Rep. Will Guzzardi
• 2017-09-18 Added Co-Sponsor Rep. Kathleen Willis
• 2017-09-18 Added Co-Sponsor Rep. Margo McDermed
• 2017-09-18 Added Co-Sponsor Rep. Mary E. Flowers
• 2017-09-19 Added Co-Sponsor Rep. Anna Moeller
• 2017-09-19 Added Co-Sponsor Rep. Michael Halpin
• 2017-09-19 Added Co-Sponsor Rep. Elizabeth Hernandez
• 2017-09-19 Added Co-Sponsor Rep. Fred Crespo
• 2017-09-20 Added Co-Sponsor Rep. John C. D'Amico
• 2017-09-21 Added Co-Sponsor Rep. Frances Ann Hurley
• 2017-09-21 Added Chief Co-Sponsor Rep. Elizabeth Hernandez
• 2017-09-21 Removed Co-Sponsor Rep. Elizabeth Hernandez
• 2017-09-21 Added Co-Sponsor Rep. Daniel V. Beiser
• 2017-09-28 Added Co-Sponsor Rep. Barbara Wheeler
• 2017-10-03 Added Co-Sponsor Rep. Ann M. Williams
• 2017-10-06 Added Co-Sponsor Rep. Juliana Stratton
• 2017-10-06 Removed Co-Sponsor Rep. Juliana Stratton
• 2017-10-10 Remove Chief Co-Sponsor Rep. Elizabeth Hernandez
• 2017-10-10 Added Co-Sponsor Rep. Elizabeth Hernandez
• 2017-10-10 Added Chief Co-Sponsor Rep. Juliana Stratton
• 2017-10-12 First Reading reading-1
• 2017-10-12 Referred to Rules Committee referral-committee
• 2017-10-12 Added Co-Sponsor Rep. Jonathan Carroll
• 2017-10-16 Added Co-Sponsor Rep. Robyn Gabel
• 2017-10-17 Assigned to Judiciary - Civil Committee referral-committee
• 2017-10-20 Added Co-Sponsor Rep. La Shawn K. Ford
• 2017-10-20 Added Co-Sponsor Rep. Laura Fine
• 2017-10-20 Added Co-Sponsor Rep. Rita Mayfield
• 2017-10-24 House Committee Amendment No. 1 Filed with Clerk by Rep. Gregory Harris amendment-introduction
• 2017-10-24 House Committee Amendment No. 1 Referred to Rules Committee referral-committee
• 2017-10-24 Added Co-Sponsor Rep. Marcus C. Evans, Jr.
• 2017-10-24 Added Co-Sponsor Rep. Robert Rita
• 2017-10-24 House Committee Amendment No. 1 Rules Refers to Judiciary - Civil Committee
• 2017-10-25 House Committee Amendment No. 1 Adopted in Judiciary - Civil Committee; by Voice Vote amendment-passage
• 2017-10-25 Do Pass as Amended / Short Debate Judiciary - Civil Committee; 008-000-000 committee-passage
• 2017-10-25 Placed on Calendar 2nd Reading - Short Debate
• 2017-10-25 Second Reading - Short Debate reading-2
• 2017-10-25 Placed on Calendar Order of 3rd Reading - Short Debate
• 2017-10-25 Remove Chief Co-Sponsor Rep. Natalie A. Manley
• 2017-10-25 Added Co-Sponsor Rep. Natalie A. Manley
• 2017-10-25 Added Chief Co-Sponsor Rep. Peter Breen
• 2017-10-25 Added Co-Sponsor Rep. Carol Sente
• 2017-10-26 3/5 Vote Required
• 2017-10-26 Third Reading - Short Debate - Passed 109-000-000 reading-3, passage
• 2017-10-26 Added Co-Sponsor Rep. Ryan Spain
• 2017-10-26 Added Co-Sponsor Rep. Jerry Lee Long
• 2017-10-26 Added Co-Sponsor Rep. Scott Drury
• 2017-10-26 Added Co-Sponsor Rep. Robert Martwick
• 2017-10-26 Added Co-Sponsor Rep. David S. Olsen
• 2017-10-26 Added Co-Sponsor Rep. Elgie R. Sims, Jr.
• 2017-11-01 Arrive in Senate introduction
• 2017-11-01 Placed on Calendar Order of First Reading reading-1
• 2017-11-01 Chief Senate Sponsor Sen. Bill Cunningham
• 2017-11-01 First Reading reading-1
• 2017-11-01 Referred to Assignments referral-committee
• 2017-11-01 Added as Alternate Co-Sponsor Sen. Steve Stadelman
• 2017-11-01 Added as Alternate Co-Sponsor Sen. Thomas Cullerton
• 2017-11-07 Added as Alternate Chief Co-Sponsor Sen. Michael E. Hastings
• 2017-11-07 Added as Alternate Chief Co-Sponsor Sen. Daniel Biss
• 2017-11-07 Added as Alternate Co-Sponsor Sen. Neil Anderson
• 2017-11-07 Added as Alternate Co-Sponsor Sen. Michael Connelly
• 2017-11-08 Added as Alternate Co-Sponsor Sen. Paul Schimpf
• 2017-11-08 Added as Alternate Co-Sponsor Sen. Dan McConchie
• 2017-11-08 Added as Alternate Co-Sponsor Sen. Dale Fowler
• 2018-01-04 Added as Alternate Co-Sponsor Sen. Chapin Rose
• 2018-01-30 Added as Alternate Co-Sponsor Sen. Kimberly A. Lightford
• 2018-02-14 Assigned to Financial Institutions referral-committee
• 2018-02-14 Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
• 2018-02-20 Added as Alternate Co-Sponsor Sen. Cristina Castro
• 2018-02-21 Do Pass Financial Institutions; 007-000-000 committee-passage
• 2018-02-21 Placed on Calendar Order of 2nd Reading February 22, 2018
• 2018-02-21 Added as Alternate Co-Sponsor Sen. Linda Holmes
• 2018-02-21 Added as Alternate Co-Sponsor Sen. Andy Manar
• 2018-02-21 Added as Alternate Co-Sponsor Sen. Ira I. Silverstein
• 2018-02-21 Added as Alternate Co-Sponsor Sen. Scott M. Bennett
• 2018-02-21 Added as Alternate Co-Sponsor Sen. William R. Haine
• 2018-02-22 Added as Alternate Co-Sponsor Sen. Laura M. Murphy
• 2018-02-22 Added as Alternate Co-Sponsor Sen. Jennifer Bertino-Tarrant
• 2018-02-22 Added as Alternate Co-Sponsor Sen. David Koehler
• 2018-02-22 Added as Alternate Co-Sponsor Sen. Wm. Sam McCann
• 2018-02-23 Added as Alternate Co-Sponsor Sen. Mattie Hunter
• 2018-02-27 Added as Alternate Co-Sponsor Sen. Iris Y. Martinez
• 2018-03-01 Added as Alternate Co-Sponsor Sen. Steven M. Landek
• 2018-03-01 Added as Alternate Co-Sponsor Sen. Omar Aquino
• 2018-03-02 Added as Alternate Co-Sponsor Sen. Pamela J. Althoff
• 2018-03-13 Second Reading reading-2
• 2018-03-13 Placed on Calendar Order of 3rd Reading March 14, 2018
• 2018-03-14 Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr.
• 2018-03-14 Third Reading - Passed; 056-000-000 reading-3, passage
• 2018-03-14 Passed Both Houses
• 2018-04-12 Sent to the Governor executive-receipt
• 2018-06-08 Governor Approved executive-signature
• 2018-06-08 Effective Date June 8, 2018
• 2018-06-08 Public Act . . . . . . . . . 100-0589 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/e1184c17-455c-438d-a3f3-f98f0fed956c. Confidence: reported (aggregated from official Illinois legislature records).