Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
6.6 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
| type | title | description | jurisdiction | legislature | session | identifier | citation | classification | subjects | status | primary_sponsors | version_count | action_count | vote_count | first_action | last_action | source | source_identifier | source_url | source_hash | vintage | source_snapshot | retrieved_at | confidence | tags | ||||
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| Bill | PAYDAY INSTALLMENT LOAN FEES | Amends the Payday Loan Reform Act. Authorizes a lender to charge a borrower for the verification that the proposed loan agreement is permissible: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Authorizes a certified consumer reporting service to charge the following verification fees upon a loan being made or entered into a certified database: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Effective immediately. | us/states/il | Illinois General Assembly | 100th | HB 4873 | Illinois HB 4873 (100th) |
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enacted | 3 | 44 | 2 | 2018-02-14 | 2019-01-04 | openstates | ocd-bill/28eb46b4-345e-4cea-8d17-e1af0f6eef3a | http://ilga.gov/legislation/BillStatus.asp?DocNum=4873&GAID=14&DocTypeID=HB&LegId=110249&SessionID=91&GA=100 | 0c4e7014d9cf762ad706cd578c5ba13bcfff19e38c7b6bdecbd19912f665a790 | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
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Illinois HB 4873 (100th) — PAYDAY INSTALLMENT LOAN FEES
Amends the Payday Loan Reform Act. Authorizes a lender to charge a borrower for the verification that the proposed loan agreement is permissible: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Authorizes a certified consumer reporting service to charge the following verification fees upon a loan being made or entered into a certified database: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Effective immediately.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Votes
- Third Reading — 45–3 (pass) · upper
- Third Reading — 72–43 (pass) · lower
Sponsors
- Lou Lang — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2018-02-14 Filed with the Clerk by Rep. Lou Lang
filing - 2018-02-14 First Reading
reading-1 - 2018-02-14 Referred to Rules Committee
referral-committee - 2018-02-21 Assigned to Financial Institutions Committee
referral-committee - 2018-04-04 House Committee Amendment No. 1 Filed with Clerk by Rep. Lou Lang
amendment-introduction - 2018-04-04 House Committee Amendment No. 1 Referred to Rules Committee
referral-committee - 2018-04-09 House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
- 2018-04-09 House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote
amendment-passage - 2018-04-09 Do Pass as Amended / Short Debate Financial Institutions Committee; 009-000-000
committee-passage - 2018-04-10 Placed on Calendar 2nd Reading - Short Debate
- 2018-04-19 House Floor Amendment No. 2 Filed with Clerk by Rep. Lou Lang
amendment-introduction - 2018-04-19 House Floor Amendment No. 2 Referred to Rules Committee
referral-committee - 2018-04-23 House Floor Amendment No. 2 Rules Refers to Financial Institutions Committee
- 2018-04-24 House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions Committee; 008-000-000
committee-passage-favorable - 2018-04-25 Second Reading - Short Debate
reading-2 - 2018-04-25 House Floor Amendment No. 2 Adopted
amendment-passage - 2018-04-25 Placed on Calendar Order of 3rd Reading - Short Debate
- 2018-04-26 Placed on Calendar - Consideration Postponed
- 2018-04-26 Third Reading - Consideration Postponed
reading-3 - 2018-04-27 Rule 19(a) / Re-referred to Rules Committee
referral-committee - 2018-05-14 Approved for Consideration Rules Committee; 004-000-000
- 2018-05-14 Placed on Calendar - Consideration Postponed
- 2018-05-14 Third Reading - Consideration Postponed
reading-3 - 2018-05-14 Final Action Deadline Extended-9(b) May 25, 2018
- 2018-05-18 Added Co-Sponsor Rep. C.D. Davidsmeyer
- 2018-05-25 Final Action Deadline Extended-9(b) May 31, 2018
- 2018-05-30 Placed on Calendar Order of 3rd Reading - Short Debate
- 2018-05-30 Third Reading - Short Debate - Passed 072-043-000
reading-3, passage - 2018-05-30 Arrive in Senate
introduction - 2018-05-30 Placed on Calendar Order of First Reading
reading-1 - 2018-05-30 Chief Senate Sponsor Sen. Terry Link
- 2018-05-30 First Reading
reading-1 - 2018-05-30 Referred to Assignments
referral-committee - 2018-11-07 Assigned to Judiciary
referral-committee - 2018-11-14 Do Pass Judiciary; 010-000-000
committee-passage - 2018-11-14 Placed on Calendar Order of 2nd Reading
- 2018-11-14 Second Reading
reading-2 - 2018-11-14 Placed on Calendar Order of 3rd Reading November 15, 2018
- 2018-11-28 Third Reading - Passed; 045-003-000
reading-3, passage - 2018-11-28 Passed Both Houses
- 2018-12-27 Sent to the Governor
executive-receipt - 2019-01-04 Governor Approved
executive-signature - 2019-01-04 Effective Date June 1, 2019
- 2019-01-04 Public Act . . . . . . . . . 100-1168
became-law
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/28eb46b4-345e-4cea-8d17-e1af0f6eef3a. Confidence: reported (aggregated from official Illinois legislature records).